Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LB FINANCE from Kampenhout, company number BE0723675725, closed financial year 2025 with a result of € -38,553 after tax. For that financial year LB FINANCE recorded a gross margin of € 701,321 and equity of € -5,384. Compared with financial year 2024, the result moved from € 1,258 to € -38,553. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -5,384
▼ € 38,553 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -38,553
▼ still € 1,258 profit in 2024
Profit after tax over the fiscal year.
€ 372
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,984.
People and assets in 2025
7.8
Average over the fiscal year, from the social balance sheet.
€ 567,764
▲ 3% vs 2024
€ 72,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 61,574
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 836,732
▼ 11% vs 2024
€ 110,607 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 20,109
▲ 183% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 256,220
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 513,037 | € 712,734 | € 698,131 | € 701,321 | |
| Profit after taxes | € 740 | € 46,009 | € 1,258 | € -38,553 | ▼ € 39,811 |
| Equity | € 64,976 | € 31,910 | € 33,169 | € -5,384 | ▼ € 38,553 |
| Total debts | € 1,307,925 | € 1,286,455 | € 1,225,290 | € 1,116,882 | ▼ 9% |
| Cash | € 20,637 | € 20,215 | € 4,642 | € 372 | ▼ 92% |
| Land & buildings | € 531,512 | € 531,359 | € 538,082 | € 522,543 | ▼ 3% |
| Retained profit | € 46,376 | € 13,310 | € 14,569 | € -23,984 | ▼ € 38,553 |
| Dividend | € 0 | € 80,471 | € 0 | € 0 | |
| Bank debt | € 1,144,666 | € 1,052,411 | € 941,971 | € 836,732 | ▼ 11% |
| Balance sheet total | € 1,372,901 | € 1,318,366 | € 1,258,459 | € 1,111,498 | ▼ 12% |
| Employees (FTE) | 6.5 | 7.6 | 7.8 | 7.8 |
Key figures of LB FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LB FINANCE?
What happened at LB FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 38,553 (▼ € 39,811 vs 2024). filed late Source: NBB ↗
- New establishment in Haacht. KBO
- New establishment in Tremelo. KBO
- New establishment in Kampenhout. KBO
- Start of the company according to the CBE. KBO
- Lieve Baes became a director. NBB
In short
From € 740 profit in 2022 to € 38,553 loss in 2025.
Paid € 40,906 in corporate taxes since 2022.
Best year ever: 2023, with € 46,009 profit.
On average € 89,900 of value added per employee in 2025.
A new publication or filing at LB FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Lieve Baes
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Langestraat 16 box A
1910 Kampenhout
Schrieksebaan 37
3120 Tremelo
Active since 1 September 2019
Markt 20
3150 Haacht
Active since 1 April 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0723.675.725
- VAT number
- BE 0723.675.725
- Registered office
- Langestraat 16 bus A, 1910 Kampenhout
- Names & denominations
- LB FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 2019
- Peppol
- Active · Active since 28 Jul 2024
- Activities · NACE
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