Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
S&S Advies, Bemiddeling en Coaching from Gent, company number BE0723517159, closed financial year 2025 with a result of € 84,239 after tax. For that financial year S&S Advies, Bemiddeling en Coaching recorded a gross margin of € 116,817 and equity of € 239. Compared with financial year 2024, the result moved from € 98,374 to € 84,239. The company is profitable. The buffer shrank hard: equity is 100 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2026.
€ 239
▼ € 144,682 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 84,239
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 84,427
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 228,922 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,986
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,159
▲ 170% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 47,818
▲ € 36,535 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 130,111 | € 148,722 | € 136,127 | € 116,817 | ▼ 14% |
| Profit after taxes | € 89,436 | € 104,687 | € 98,374 | € 84,239 | ▼ 14% |
| Equity | € 114,077 | € 106,548 | € 144,922 | € 239 | ▼ € 144,682 |
| Total debts | € 57,636 | € 58,373 | € 62,713 | € 172,267 | ▲ 175% |
| Cash | € 104,175 | € 109,040 | € 94,344 | € 84,427 | ▼ 11% |
| Land & buildings | € 35,559 | € 29,632 | € 23,706 | € 17,779 | ▼ 25% |
| Retained profit | € 95,477 | € 106,548 | € 144,922 | € 239 | ▼ € 144,682 |
| Dividend | € 160,000 | € 93,616 | € 60,000 | € 228,922 | ▲ 282% |
| Balance sheet total | € 171,713 | € 164,921 | € 207,635 | € 172,507 | ▼ 17% |
Key figures of S&S Advies, Bemiddeling en Coaching, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S&S Advies, Bemiddeling en Coaching?
What happened at S&S Advies, Bemiddeling en Coaching in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 84,239 (▼ 14% vs 2024). filed late Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 89,436 profit in 2022 to € 84,239 profit in 2025.
Paid € 130,564 in corporate taxes since 2022.
Best year ever: 2023, with € 104,687 profit.
Paid out € 542,538 in dividends to the owners in total.
Management
Behind S&S Advies, Bemiddeling en Coaching is Mario Naeye.
Directors
According to the 2025 annual accounts
Mario Naeye
Director
Establishments
Establishment units
Physical locations of this company
Jos Verdegemstraat 146
9040 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0723.517.159
- VAT number
- BE 0723.517.159
- Registered office
- Jos Verdegemstraat 146, 9040 Gent
- Names & denominations
- S&S Advies, Bemiddeling en Coaching
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 March 2019
- Peppol
- Active · Active since 7 Dec 2025
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