Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
APOTHEEK PANORAMA BAAL from Tremelo, company number BE0722881513, closed financial year 2025 with a result of € -74,640 after tax. For that financial year APOTHEEK PANORAMA BAAL recorded a gross margin of € 9,325 and equity of € -68,128. Compared with financial year 2024, the result moved from € 35,336 to € -74,640. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ -68,128
▼ € 78,815 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -74,640
▼ still € 35,336 profit in 2024
Profit after tax over the fiscal year.
€ 3,517
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -81,757.
Debts at end 2025
€ 900,000
▼ 13% vs 2024
Loans from banks and other lenders, long and short.
€ 17,155
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 300,365 | € 431,359 | € 471,238 | € 9,325 | ▼ 98% |
| Profit after taxes | € -47,942 | € -2,646 | € 35,336 | € -74,640 | ▼ € 109,976 |
| Equity | € -22,003 | € -24,649 | € 10,687 | € -68,128 | ▼ € 78,815 |
| Total debts | € 2,042,402 | € 2,089,148 | € 2,138,735 | € 1,482,083 | ▼ 31% |
| Cash | € 230,978 | € 188,671 | € 234,607 | € 3,517 | ▼ 99% |
| Land & buildings | € 1,362,730 | € 1,327,168 | € 1,371,512 | € 1,337,669 | ▼ 2% |
| Retained profit | € -44,371 | € -47,017 | € -11,681 | € -81,757 | ▼ € 70,076 |
| Bank debt | € 1,120,225 | € 1,028,919 | € 1,028,870 | € 900,000 | ▼ 13% |
| Balance sheet total | € 2,020,399 | € 2,064,499 | € 2,149,422 | € 1,413,955 | ▼ 34% |
| Employees (FTE) | 3.3 | 3.6 | 3.9 | - |
Key figures of APOTHEEK PANORAMA BAAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to APOTHEEK PANORAMA BAAL?
What happened at APOTHEEK PANORAMA BAAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 74,640 (▼ € 109,976 vs 2024). filed late Source: NBB ↗
- New establishment in Tremelo. KBO
- Start of the company according to the CBE. KBO
In short
From € 47,942 loss in 2022 to € 74,640 loss in 2025.
Paid € 788 in corporate taxes since 2022.
Best year ever: 2024, with € 35,336 profit.
On average € 120,800 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GROEP PANORAMA APOTHEKEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
APOTHEEK PANORAMA BAALBehind APOTHEEK PANORAMA BAAL is Groep Panorama Apotheken BV. The shares are held by GROEP PANORAMA APOTHEKEN (100%).
Directors
According to the 2025 annual accounts
Director · represented by Bert Thys
Also active at: APOTHEEK PANORAMA THIELS, APOTHEEK PANORAMA VANBRABANT, APOTHEEK PANORAMA LUMMEN, APOTHEEK PANORAMA ENGELEN, APOTHEEK PANORAMA KERMT, APOTHEEK PANORAMA GENENBOS, APOTHEEK PANORAMA TREMELO, KRUISPUNTAPOTHEEK PANORAMA +1 more
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pastoriestraat 60
3128 Tremelo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0722.881.513
- VAT number
- BE 0722.881.513
- Registered office
- Pastoriestraat 60, 3128 Tremelo
- Names & denominations
- APOTHEEK PANORAMA BAAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 March 2019
- Peppol
- Active · Active since 1 Dec 2025
- Contact
- [email protected] 016/53 00 42
- Activities · NACE
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