Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JAGGA & FILS from Mons, company number BE0722828855, closed financial year 2025 with a result of € 17,821 after tax. For that financial year JAGGA & FILS recorded a gross margin of € 71,543 and equity of € 58,633. Compared with financial year 2024, the result moved from € -13,957 to € 17,821. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 58,633
▲ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,821
▲ still € 13,957 loss in 2024
Profit after tax over the fiscal year.
€ 28,944
▲ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 40,033.
People and assets in 2025
1.9
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 39,826
▲ 24% vs 2024
€ 21,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,588
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 87,003
▼ 23% vs 2024
€ 22,946 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 20,434
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,240
▲ 196% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 46,482 | € 47,398 | € 78,414 | € 71,543 | ▼ 9% |
| Profit after taxes | € 7,295 | € 12,177 | € -13,957 | € 17,821 | ▲ € 31,778 |
| Equity | € 42,592 | € 54,769 | € 40,812 | € 58,633 | ▲ 44% |
| Total debts | € 206,934 | € 198,837 | € 258,624 | € 210,376 | ▼ 19% |
| Cash | € 25,109 | € 21,185 | € 14,740 | € 28,944 | ▲ 96% |
| Land & buildings | € 42,839 | € 41,706 | € 40,572 | € 39,439 | ▼ 3% |
| Retained profit | € 23,992 | € 36,169 | € 22,212 | € 40,033 | ▲ 80% |
| Bank debt | € 153,964 | € 138,395 | € 112,646 | € 87,003 | ▼ 23% |
| Balance sheet total | € 249,526 | € 253,606 | € 299,436 | € 269,009 | ▼ 10% |
| Employees (FTE) | - | 0.8 | 1.7 | 1.9 | ▲ 0.2 |
Key figures of JAGGA & FILS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JAGGA & FILS?
What happened at JAGGA & FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,821. Source: NBB ↗
- Anish Jagga became a director. NBB
- New establishment in Colfontaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,295 profit in 2022 to € 17,821 profit in 2025.
Paid € 3,096 in corporate taxes since 2022.
Best year ever: 2025, with € 17,821 profit.
On average € 37,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JAGGA & FILS is Anish Jagga. It owns 100% of NB AUTO itself.
Directors
According to the 2025 annual accounts
Anish Jagga
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Oscar Sturbois 7
7021 Mons
Avenue Fénélon 129
7340 Colfontaine
Active since 16 March 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0722.828.855
- VAT number
- BE 0722.828.855
- Registered office
- Rue Oscar Sturbois 7, 7021 Mons
- Names & denominations
- JAGGA & FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 2019
- Peppol
- Active · Active since 23 Sept 2025
- Activities · NACE
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