Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HAGI Finances from Etalle, company number BE0721569934, closed financial year 2025 with a result of € 49,478 after tax. For that financial year HAGI Finances recorded a gross margin of € 289,057 and equity of € 86,766. Compared with financial year 2024, the result moved from € -11,855 to € 49,478. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 86,766
▲ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 49,478
▲ still € 11,855 loss in 2024
Profit after tax over the fiscal year.
€ 51,940
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 25,000 paid out
51 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 144,980
▲ 52% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 41,936
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 376,728
▼ 18% vs 2024
€ 80,148 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5,510
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,087
▲ 133% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 179,645 | € 218,063 | € 175,313 | € 289,057 | ▲ 65% |
| Profit after taxes | € 29,675 | € 40,316 | € -11,855 | € 49,478 | ▲ € 61,333 |
| Equity | € 53,426 | € 92,943 | € 62,287 | € 86,766 | ▲ 39% |
| Total debts | € 240,369 | € 265,909 | € 503,510 | € 449,008 | ▼ 11% |
| Cash | € 104,396 | € 98,438 | € 71,970 | € 51,940 | ▼ 28% |
| Land & buildings | - | - | € 193,271 | € 216,675 | ▲ 12% |
| Retained profit | € 41,026 | € 80,543 | € 43,687 | € 68,166 | ▲ 56% |
| Dividend | € 800 | € 800 | € 25,000 | € 25,000 | |
| Bank debt | € 218,981 | € 239,926 | € 461,452 | € 376,728 | ▼ 18% |
| Balance sheet total | € 298,396 | € 365,851 | € 565,797 | € 535,774 | ▼ 5% |
Key figures of HAGI Finances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HAGI Finances?
What happened at HAGI Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 49,478. filed late Source: NBB ↗
- Eric HATERT became a director. NBB
- New establishment in Aubange. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,675 profit in 2022 to € 49,478 profit in 2025.
Paid € 40,343 in corporate taxes since 2022.
Best year ever: 2025, with € 49,478 profit.
Paid out € 51,600 in dividends to the owners in total.
Management
Behind HAGI Finances is Eric HATERT.
Directors
According to the 2025 annual accounts
Eric HATERT
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de Virton 46
6740 Etalle
Rue de la Fraternité - HALANZY 11
6792 Aubange
Active since 1 August 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0721.569.934
- VAT number
- BE 0721.569.934
- Registered office
- Rue de Virton 46, 6740 Etalle
- Names & denominations
- HAGI Finances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2019
- Peppol
- Active · Active since 22 Aug 2025
- Contact
- [email protected] +32477538509
- Activities · NACE
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