Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOUWONDERNEMING PERSOON from Lubbeek, company number BE0720994961, closed financial year 2025 with a result of € -156,058 after tax. For that financial year BOUWONDERNEMING PERSOON recorded a gross margin of € 60,241 and equity of € 44,155. Compared with financial year 2024, the result moved from € 15,846 to € -156,058. The company made a loss. The buffer shrank hard: equity is 78 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 44,155
▼ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -156,058
▼ still € 15,846 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 25,555.
People and assets in 2025
1
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 38,152
▲ 102% vs 2024
€ 38,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 388,255
▼ 7% vs 2024
Of which on lease € 368,573.
Debts at end 2025
€ 590,645
▼ 10% vs 2024
€ 98,943 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 456,839
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,005
▼ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 116,168 | € 192,470 | € 184,956 | € 60,241 | ▼ 67% |
| Profit after taxes | € 30,538 | € 69,890 | € 15,846 | € -156,058 | ▼ € 171,903 |
| Equity | € 114,478 | € 184,367 | € 200,213 | € 44,155 | ▼ 78% |
| Total debts | € 788,815 | € 1,057,505 | € 1,248,059 | € 1,056,078 | ▼ 15% |
| Cash | € 71,389 | € 103,809 | € 163,197 | - | |
| Land & buildings | € 410,939 | € 377,413 | € 338,080 | € 298,748 | ▼ 12% |
| Retained profit | € 95,878 | € 165,767 | € 181,613 | € 25,555 | ▼ 86% |
| Bank debt | € 486,813 | € 428,083 | € 659,443 | € 590,645 | ▼ 10% |
| Balance sheet total | € 903,292 | € 1,241,873 | € 1,448,272 | € 1,100,234 | ▼ 24% |
| Employees (FTE) | - | - | 0.5 | 1 | ▲ 0.5 |
Key figures of BOUWONDERNEMING PERSOON, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOUWONDERNEMING PERSOON?
What happened at BOUWONDERNEMING PERSOON in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 156,058 (▼ € 171,903 vs 2024). Source: NBB ↗
- New establishment in Lubbeek. KBO
- Gerben PERSOON became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 30,538 profit in 2022 to € 156,058 loss in 2025.
Paid € 12,296 in corporate taxes since 2022.
Best year ever: 2023, with € 69,890 profit.
On average € 60,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BOUWONDERNEMING PERSOON is Gerben PERSOON.
Directors
According to the 2025 annual accounts
Gerben PERSOON
Manager
since 2019
Establishments
Establishment units
Physical locations of this company
Meenselstraat(BIN) 91
3211 Lubbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0720.994.961
- VAT number
- BE 0720.994.961
- Registered office
- Meenselstraat(BIN) 91, 3211 Lubbeek
- Names & denominations
- BOUWONDERNEMING PERSOON
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 2019
- Peppol
- Active · Active since 28 Jan 2025
- Activities · NACE
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