Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
M-CREALIS from Pont-à-Celles, company number BE0720832140, closed financial year 2025 with a result of € -2,071 after tax. For that financial year M-CREALIS recorded a gross margin of € -847 and equity of € -63,957. Compared with financial year 2024, the result moved from € -25,952 to € -2,071. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -63,957
▼ € 2,072 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,071
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,635
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -70,157.
Debts at end 2025
€ 20,165
▼ 44% vs 2024
€ 16,112 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -12,432 | € -1,017 | € -24,983 | € -847 | ▲ € 24,136 |
| Profit after taxes | € -13,309 | € -2,938 | € -25,952 | € -2,071 | ▲ € 23,880 |
| Equity | € -32,995 | € -35,933 | € -61,885 | € -63,957 | ▼ € 2,072 |
| Total debts | € 169,418 | € 171,706 | € 203,225 | € 200,676 | ▼ 1% |
| Cash | € 1,423 | € 559 | € 1,222 | € 1,635 | ▲ 34% |
| Land & buildings | € 135,000 | € 135,000 | € 135,000 | € 135,000 | |
| Retained profit | € -39,195 | € -42,133 | € -68,085 | € -70,157 | ▼ € 2,072 |
| Bank debt | € 67,591 | € 51,933 | € 36,125 | € 20,165 | ▼ 44% |
| Balance sheet total | € 136,423 | € 135,772 | € 141,340 | € 136,719 | ▼ 3% |
Key figures of M-CREALIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M-CREALIS?
What happened at M-CREALIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,072. Source: NBB ↗
- New establishment in Pont-à-Celles. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,309 loss in 2022 to € 2,072 loss in 2025.
Establishments
Establishment units
Physical locations of this company
Rue Saint-Nicolas(LUT) 23
6238 Pont-à-Celles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0720.832.140
- VAT number
- BE 0720.832.140
- Registered office
- Rue Saint-Nicolas(LUT) 23, 6238 Pont-à-Celles
- Names & denominations
- M-CREALIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2019
- Peppol
- Active · Active since 13 Dec 2025
- Contact
- [email protected]
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen