Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE CLOEDT VERSMARKT from Knokke-Heist, company number BE0720686640, closed financial year 2025 with a result of € 10,326 after tax. For that financial year DE CLOEDT VERSMARKT recorded a gross margin of € 352,067 and equity of € 123,037. Compared with financial year 2024, the result moved from € 29,340 to € 10,326. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 123,037
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,326
▼ 65% vs 2024
Profit after tax over the fiscal year.
€ 116,089
▼ 37% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 104,437.
People and assets in 2025
10.5
▲ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 291,172
▲ 8% vs 2024
€ 27,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 193,354
▼ 17% vs 2024
€ 39,996 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 47,961
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,144
▼ 21% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 353,134 | € 342,049 | € 357,541 | € 352,067 | ▼ 2% |
| Profit after taxes | € 41,144 | € -11,172 | € 29,340 | € 10,326 | ▼ 65% |
| Equity | € 119,542 | € 108,370 | € 112,710 | € 123,037 | ▲ 9% |
| Total debts | € 677,813 | € 671,906 | € 596,285 | € 507,579 | ▼ 15% |
| Cash | € 125,354 | € 181,582 | € 185,288 | € 116,089 | ▼ 37% |
| Land & buildings | € 425,457 | € 400,673 | € 375,889 | € 351,109 | ▼ 7% |
| Retained profit | € 100,942 | € 89,770 | € 94,110 | € 104,437 | ▲ 11% |
| Dividend | € 0 | € 0 | € 25,000 | € 0 | ▼ 100% |
| Bank debt | € 313,342 | € 273,346 | € 233,350 | € 193,354 | ▼ 17% |
| Balance sheet total | € 797,355 | € 780,276 | € 708,995 | € 630,616 | ▼ 11% |
| Employees (FTE) | 11 | 10.5 | 10.3 | 10.5 | ▲ 0.2 |
Key figures of DE CLOEDT VERSMARKT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE CLOEDT VERSMARKT?
What happened at DE CLOEDT VERSMARKT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,326 (▼ 65% vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Knokke-Heist. KBO
- Paulluk BVBA became a director. NBB
In short
From € 41,144 profit in 2022 to € 10,326 profit in 2025.
Paid € 13,042 in corporate taxes since 2022.
Best year ever: 2022, with € 41,144 profit.
On average € 33,500 of value added per employee in 2025.
Management
The stake of PAULLUK comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DE CLOEDT VERSMARKTBehind DE CLOEDT VERSMARKT is Paulluk BVBA. The shares are held by PAULLUK (100%).
Directors
According to the 2025 annual accounts
Manager · represented by Peter De Cloedt
since 2019
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Lippenslaan 137
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- PAULLUK(oprichter) 100%
Details
- Company number
- 0720.686.640
- VAT number
- BE 0720.686.640
- Registered office
- Lippenslaan 137, 8300 Knokke-Heist
- Names & denominations
- DE CLOEDT VERSMARKT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 February 2019
- Peppol
- Active · Active since 17 Jun 2025
- Activities · NACE
Detailhandel in groenten en fruit
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)