Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BELIEVE from Sint-Truiden, company number BE0720679514, closed financial year 2025 with a result of € 2,636 after tax. For that financial year BELIEVE recorded a gross margin of € 349,670 and equity of € -223,869. Compared with financial year 2024, the result moved from € -45,341 to € 2,636. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -223,869
▲ € 2,636 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,636
▲ still € 45,341 loss in 2024
Profit after tax over the fiscal year.
€ 23,361
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -242,469.
People and assets in 2025
6.4
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 281,746
▼ 10% vs 2024
€ 44,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,496
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 30,480
▼ 48% vs 2024
€ 19,154 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 54,564
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,709
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 20,421 | € -32,222 | € 278,141 | € 349,670 | ▲ 26% |
| Profit after taxes | € -122,225 | € -67,107 | € -45,341 | € 2,636 | ▲ € 47,977 |
| Equity | € -120,256 | € -181,163 | € -226,505 | € -223,869 | ▲ € 2,636 |
| Total debts | € 405,244 | € 356,828 | € 425,183 | € 429,239 | ▲ 1% |
| Cash | € 2,293 | € 32,112 | € 44,583 | € 23,361 | ▼ 48% |
| Land & buildings | - | € 4,523 | € 4,061 | € 3,599 | ▼ 11% |
| Retained profit | € -132,656 | € -199,763 | € -245,105 | € -242,469 | ▲ € 2,636 |
| Bank debt | € 85,998 | € 99,809 | € 58,137 | € 30,480 | ▼ 48% |
| Balance sheet total | € 284,987 | € 175,664 | € 198,679 | € 205,369 | ▲ 3% |
| Employees (FTE) | 2.3 | 0.9 | 6.6 | 6.4 | ▼ 0.2 |
Key figures of BELIEVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELIEVE?
What happened at BELIEVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,636. Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- New establishment in Sint-Truiden. KBO
- Thierry Jacobs became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 122,225 loss in 2022 to € 2,636 profit in 2025.
Best year ever: 2025, with € 2,636 profit.
On average € 54,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELIEVE is Thierry Jacobs. Thierry Jacobs is also behind MOBI.
Directors
According to the 2025 annual accounts
since 2019
Establishments
Establishment units
Physical locations of this company
Grote Markt 11
3800 Sint-Truiden
Grote Markt 5
3800 Sint-Truiden
Active since 13 February 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0720.679.514
- VAT number
- BE 0720.679.514
- Registered office
- Grote Markt 11, 3800 Sint-Truiden
- Names & denominations
- BELIEVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 February 2019
- Peppol
- Active · Active since 13 Jan 2023
- Contact
- [email protected] 0478/966916
- Activities · NACE
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