Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
36 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
AXEPTA BNP PARIBAS BENELUX from Brussel, company number BE0719319138, closed financial year 2025 with a result of € -3.6 million after tax. For that financial year AXEPTA BNP PARIBAS BENELUX recorded revenue of € 33.1 million and equity of € 26.5 million. Compared with financial year 2024, the result moved from € -32.6 million to € -3.6 million. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 26.5 million
▲ 32% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3.6 million
▲ 89 % less loss than in 2024
Profit after tax over the fiscal year.
€ 17 million
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3.2 million.
People and assets in 2025
84.2
▲ 1.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 7.8 million
▼ 2% vs 2024
€ 93,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 2.2 million
▼ 17% vs 2024
€ 826,682 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 32.6 million
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 338 days on average.
€ 1.2 million
▼ 24% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 22,864,484 | € 23,429,086 | € 30,078,329 | € 33,062,791 | ▲ 10% |
| Profit after taxes | € -7,975,645 | € -16,758,048 | € -32,584,171 | € -3,581,711 | ▲ € 29 million |
| Equity | € 49,706,990 | € 45,848,942 | € 20,064,771 | € 26,483,060 | ▲ 32% |
| Total debts | € 39,172,779 | € 68,735,031 | € 33,711,416 | € 39,537,592 | ▲ 17% |
| Cash | € 17,803,508 | € 18,687,077 | € 17,324,974 | € 17,048,002 | ▼ 2% |
| Retained profit | € -14,254,510 | € -31,012,558 | € -63,596,729 | € -3,197,320 | ▲ € 60.4 million |
| Bank debt | € 930,807 | € 2,978,575 | € 2,672,114 | € 2,217,504 | ▼ 17% |
| Balance sheet total | € 88,882,769 | € 115,029,297 | € 54,594,648 | € 66,345,651 | ▲ 22% |
| Employees (FTE) | 74.3 | 83.5 | 82.4 | 84.2 | ▲ 1.8 |
Key figures of AXEPTA BNP PARIBAS BENELUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AXEPTA BNP PARIBAS BENELUX?
What happened at AXEPTA BNP PARIBAS BENELUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cédric LENAERTS stepped down as director. NBB
- Emmanuelle FRANCOIS stepped down as director. NBB
- Johanna VERPLAETSE stepped down as director. NBB
- Frédéric FONTAINE stepped down as director. NBB
- LEWIS CARRAFIELLO stepped down as director. NBB
- Bart BALLON stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 3.6 million. Source: NBB ↗
- Stéphane VERMEIRE stepped down as director. NBB
In short
From € 8 million loss in 2022 to € 3.6 million loss in 2025.
Paid € 262,225 in corporate taxes since 2022.
A new publication or filing at AXEPTA BNP PARIBAS BENELUX? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by BNP PARIBAS FORTIS (100%) and GENFINANCE INTERNATIONAL.
Directors
According to the 2025 annual accounts
Cédric LENAERTS
Director
since 2024 · until 2030
Emmanuelle FRANCOIS
Director
since 2025 · until 2030
since 2024 · until 2025
Johanna VERPLAETSE
Director
since 2025 · until 2030
Frédéric FONTAINE
Director
since 2025 · until 2030
MICHIEL RADDER
Director
since 2024 · until 2025
TOM BEERNAERT
Director
since 2024 · until 2025
Lieve DE MOL
Director
since 2024 · until 2025
since 2024 · until 2030
Peter VAN SWALM
Director
since 2024 · until 2025
Bart BALLON
Director
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Warandeberg 3
1000 Brussel
Drève Richelle 161 box N
1410 Waterloo
Active since 1 November 2021
Warandeberg 8
1000 Brussel
Active since 1 February 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 36 companies are registered at this address.
All companies at this address →BNP Paribas Fortis same network
S.A. de Gestion, d'Investissements et de Participations (SAGIP)- N.V. voor Beheer, Investeringen en Deelnemingen (SAGIP)
BNP Paribas Fortis Factor
€ 47.7 million revenue · 2025
Genfinance International same network
€ -14,425 gross margin · 2025
BNP PARIBAS FORTIS PRIVATE EQUITY BELGIUM same network
€ 29.7 million revenue · 2025
+31 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
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Website info
Features
Security
Details
- Company number
- 0719.319.138
- VAT number
- BE 0719.319.138
- Registered office
- Warandeberg 3, 1000 Brussel
- Names & denominations
- AXEPTA BNP PARIBAS BENELUX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 January 2019
- Peppol
- Active · Active since 28 Nov 2025
- Contact
- axeptabnpparibas.be
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
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