Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fiema Construct from Lommel, company number BE0717592835, closed financial year 2025 with a result of € 16,957 after tax. For that financial year Fiema Construct recorded a gross margin of € 157,274 and equity of € 282,770. Compared with financial year 2024, the result moved from € 13,639 to € 16,957. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 282,770
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,957
▲ 24% vs 2024
Profit after tax over the fiscal year.
€ 10,578
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 135,218.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 1,629
▼ 70% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▼ 37% vs 2024
Loans from banks and other lenders, long and short.
€ 406,704
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,176
▼ 85% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,795 | € 100,318 | € 180,145 | € 157,274 | ▼ 13% |
| Profit after taxes | € 20,195 | € 24,506 | € 13,639 | € 16,957 | ▲ 24% |
| Equity | € 227,667 | € 252,173 | € 265,812 | € 282,770 | ▲ 6% |
| Total debts | € 2,420,691 | € 2,357,836 | € 4,078,250 | € 3,027,404 | ▼ 26% |
| Cash | € 156,648 | € 477,597 | € 50,334 | € 10,578 | ▼ 79% |
| Land & buildings | € 289,809 | € 277,200 | € 264,591 | € 252,713 | ▼ 4% |
| Retained profit | € 61,904 | € 92,481 | € 112,190 | € 135,218 | ▲ 21% |
| Bank debt | € 778,471 | € 1,016,975 | € 2,714,288 | € 1,718,584 | ▼ 37% |
| Balance sheet total | € 2,648,359 | € 2,610,009 | € 4,344,062 | € 3,310,173 | ▼ 24% |
Key figures of Fiema Construct, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Fiema Construct?
What happened at Fiema Construct in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,957 (▲ 24% vs 2024). Source: NBB ↗
- Arnold Joosten became a director. NBB
- New establishment in Lommel. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,195 profit in 2022 to € 16,957 profit in 2025.
Paid € 33,411 in corporate taxes since 2022.
Best year ever: 2023, with € 24,506 profit.
Management
The stake of FIEMA HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Fiema ConstructBehind Fiema Construct is Arnold Joosten. The shares are held by FIEMA HOLDING (100%).
Directors
According to the 2025 annual accounts
Arnold Joosten
Director
Also active at: Fiema Invest, FIENAR FINANCE, Den Ambacht, Winkelverhuur Hulst
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Hoevenstraat 55A box 1
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →LOTAR VASTGOED ONTWIKKELING
€ 212,898 gross margin · 2025
FIEMA HOLDING same network
€ 285,322 gross margin · 2025
Lotar Invest
€ 117,984 gross margin · 2025
Fiema Invest same network
€ 152,825 gross margin · 2025
AK Build
€ -56,016 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0717.592.835
- VAT number
- BE 0717.592.835
- Registered office
- Hoevenstraat 55A bus 1, 3920 Lommel
- Names & denominations
- Fiema Construct
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2019
- Peppol
- Active · Active since 1 Oct 2026
- Activities · NACE
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