Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PHZ GROUP from Verlaine, company number BE0716790111, closed financial year 2025 with a result of € 61,793 after tax. For that financial year PHZ GROUP recorded a gross margin of € 99,325 and equity of € 378,530. Compared with financial year 2024, the result moved from € 33,285 to € 61,793. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 378,530
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,793
▲ 86% vs 2024
Profit after tax over the fiscal year.
€ 14,256
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 289,070.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 60,410
▲ 5% vs 2024
€ 60,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 441,221
▲ 196% vs 2024
€ 23,706 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 96,917
▲ 106% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,319
▲ 16% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,875 | € 101,269 | € 109,775 | € 99,325 | ▼ 10% |
| Profit after taxes | € 27,044 | € 112,132 | € 33,285 | € 61,793 | ▲ 86% |
| Equity | € 189,820 | € 301,952 | € 316,737 | € 378,530 | ▲ 20% |
| Total debts | € 256,945 | € 168,519 | € 233,264 | € 559,234 | ▲ 140% |
| Cash | € 4,486 | € 9,708 | € 20,185 | € 14,256 | ▼ 29% |
| Retained profit | € 100,360 | € 212,492 | € 227,277 | € 289,070 | ▲ 27% |
| Dividend | € 0 | € 0 | € 18,500 | € 0 | ▼ 100% |
| Bank debt | € 171,811 | € 84,480 | € 149,078 | € 441,221 | ▲ 196% |
| Balance sheet total | € 446,765 | € 470,471 | € 550,001 | € 937,763 | ▲ 71% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of PHZ GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHZ GROUP?
What happened at PHZ GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 61,793 (▲ 86% vs 2024). Source: NBB ↗
- New establishment in Verlaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,044 profit in 2022 to € 61,793 profit in 2025.
Paid € 43,313 in corporate taxes since 2022.
Best year ever: 2023, with € 112,132 profit.
On average € 99,300 of value added per employee in 2025.
A new publication or filing at PHZ GROUP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PHZ GROUP is Philippe ZIVIC. It owns 100% of ETABLISSEMENT VAULET and 100% of MVL GROUP itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue de Rogerée(BOD) 21
4537 Verlaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
WIX_COM, IL
Website info
Features
Security
Network
Details
- Company number
- 0716.790.111
- VAT number
- BE 0716.790.111
- Registered office
- Rue de Rogerée(BOD) 21, 4537 Verlaine
- Names & denominations
- PHZ GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2018
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- phzimmo.be
- Activities · NACE
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