Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
NTCR Finance from Chaudfontaine, company number BE0716750222, closed financial year 2025 with a result of € 85,602 after tax. For that financial year NTCR Finance recorded a gross margin of € 346,833 and equity of € 24,930. Compared with financial year 2024, the result moved from € 140,705 to € 85,602. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 24,930
▼ 37% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 85,602
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 74,486
▲ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 158,270
▲ 42% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,761
▲ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 303,879
▼ 5% vs 2024
€ 59,665 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5,996
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,405
▲ 118% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 258,148 | € 329,171 | € 372,137 | € 346,833 | ▼ 7% |
| Profit after taxes | € 89,556 | € 125,355 | € 140,705 | € 85,602 | ▼ 39% |
| Equity | € 32,267 | € 35,622 | € 39,328 | € 24,930 | ▼ 37% |
| Total debts | € 578,779 | € 565,324 | € 526,092 | € 476,779 | ▼ 9% |
| Cash | € 90,171 | € 120,309 | € 58,273 | € 74,486 | ▲ 28% |
| Land & buildings | € 225,290 | € 218,429 | € 211,569 | € 245,302 | ▲ 16% |
| Retained profit | € 13,667 | € 17,022 | € 20,728 | € 6,330 | ▼ 69% |
| Dividend | € 90,000 | € 122,000 | € 137,000 | € 100,000 | ▼ 27% |
| Bank debt | € 422,568 | € 370,716 | € 318,378 | € 303,879 | ▼ 5% |
| Balance sheet total | € 611,046 | € 600,946 | € 565,419 | € 501,709 | ▼ 11% |
Key figures of NTCR Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NTCR Finance?
What happened at NTCR Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 85,602 (▼ 39% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 89,556 profit in 2022 to € 85,602 profit in 2025.
Paid € 153,447 in corporate taxes since 2022.
Best year ever: 2024, with € 140,705 profit.
Paid out € 449,000 in dividends to the owners in total.
A new publication or filing at NTCR Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NTCR Finance is Christophe BOUILLON.
Directors
According to the 2025 annual accounts
Christophe BOUILLON
Manager
Establishments
Establishment units
Physical locations of this company
Rue Chermont 43
4051 Chaudfontaine
Quai des Ardennes 157-159
4032 Liège
Active since 1 April 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0716.750.222
- VAT number
- BE 0716.750.222
- Registered office
- Rue Chermont 43, 4051 Chaudfontaine
- Names & denominations
- NTCR Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2018
- Peppol
- Not registered
- Contact
- [email protected] +32495290850
- Activities · NACE
Agenten en makelaars in bankdiensten