Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Centre médical Mosaïque from Schaarbeek, company number BE0716697564, closed financial year 2025 with a result of € 5,884 after tax. For that financial year Centre médical Mosaïque recorded a gross margin of € 115,845 and equity of € 191,087. Compared with financial year 2024, the result moved from € 5,318 to € 5,884. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 12, 2026.
€ 191,087
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,884
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 17,363
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -27,513.
People and assets in 2025
€ 118
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 7% vs 2024
€ 85,347 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 96,472 | € 117,440 | € 116,348 | € 115,845 | |
| Profit after taxes | € -13,981 | € 9,599 | € 5,318 | € 5,884 | ▲ 11% |
| Equity | € 170,284 | € 179,883 | € 185,201 | € 191,087 | ▲ 3% |
| Total debts | € 1,451,840 | € 1,370,297 | € 1,299,255 | € 1,212,386 | ▼ 7% |
| Cash | € 13,103 | € 18,645 | € 18,081 | € 17,363 | ▼ 4% |
| Land & buildings | € 1,630,661 | € 1,551,220 | € 1,484,164 | € 1,402,355 | ▼ 6% |
| Retained profit | € -48,316 | € -38,717 | € -33,399 | € -27,513 | ▲ € 5,886 |
| Bank debt | € 1,369,097 | € 1,287,441 | € 1,212,818 | € 1,125,470 | ▼ 7% |
| Balance sheet total | € 1,644,517 | € 1,571,329 | € 1,504,361 | € 1,422,133 | ▼ 5% |
Key figures of Centre médical Mosaïque, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Centre médical Mosaïque?
What happened at Centre médical Mosaïque in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,884 (▲ 11% vs 2024). Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Sandrine Brutsaert became a director. NBB
- Thomas De Cartier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,981 loss in 2022 to € 5,884 profit in 2025.
Best year ever: 2023, with € 9,599 profit.
A new publication or filing at Centre médical Mosaïque? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Dr Thomas de Cartier comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Centre médical MosaïqueBehind Centre médical Mosaïque are Sandrine Brutsaert and Thomas De Cartier. The shares are held by Dr Thomas de Cartier (45.7%).
Directors
According to the 2025 annual accounts
Sandrine Brutsaert
Director
since 2018
Thomas De Cartier
Director
since 2018
Shareholders
45.7%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Richard Vandeveldestraat 166
1030 Schaarbeek
Richard Vandeveldestraat 158-160
1030 Schaarbeek
Active since 20 December 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →ASSOCIATION DES MEDECINS GENERALISTES D'EVERE-SCHAERBEEK
Dr Thomas de Cartier same network
€ 132,985 gross margin · 2025
DOCTEUR SANDRINE BRUTSAERT
€ 106,672 gross margin · 2025
ADF MOSAIQUE CABINET MEDICAL
A.S.K DOCTORS
€ 78,954 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0716.697.564
- VAT number
- BE 0716.697.564
- Registered office
- Richard Vandeveldestraat 166, 1030 Schaarbeek
- Names & denominations
- Centre médical Mosaïque
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2018
- Peppol
- Not registered