Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Ciparo from Antwerpen, company number BE0715833670, closed financial year 2025 with a result of € 140,766 after tax. For that financial year Ciparo recorded a gross margin of € 220,296 and equity of € 373,746. Compared with financial year 2024, the result moved from € 100,667 to € 140,766. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 373,746
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 140,766
▲ 40% vs 2024
Profit after tax over the fiscal year.
€ 21,951
▲ 146% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 140,766 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 24,366
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 31,037
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,852
Loans from banks and other lenders, long and short.
€ 6,716
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,767
▲ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,051 | € 157,639 | € 165,851 | € 220,296 | ▲ 33% |
| Profit after taxes | € 128,251 | € 97,850 | € 100,667 | € 140,766 | ▲ 40% |
| Equity | € 403,418 | € 273,079 | € 373,746 | € 373,746 | |
| Total debts | € 96,281 | € 240,838 | € 21,210 | € 168,129 | ▲ € 146,919 |
| Cash | € 149,720 | € 12,446 | € 8,914 | € 21,951 | ▲ 146% |
| Retained profit | € 384,818 | € 254,479 | € 355,146 | € 355,146 | |
| Dividend | € 0 | € 228,188 | € 0 | € 140,766 | |
| Bank debt | € 0 | € 0 | € 0 | € 1,852 | |
| Balance sheet total | € 499,699 | € 513,917 | € 394,956 | € 541,875 | ▲ 37% |
Key figures of Ciparo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Ciparo?
What happened at Ciparo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 140,766 (▲ 40% vs 2024). Source: NBB ↗
- Bert Naegels became a director. NBB
- New establishment in Antwerpen. KBO
- Charlotte De Hous became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 128,251 profit in 2022 to € 140,766 profit in 2025.
Paid € 147,134 in corporate taxes since 2022.
Best year ever: 2025, with € 140,766 profit.
Paid out € 368,954 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Ciparo are Charlotte De Hous and Bert Naegels. Bert Naegels is also behind MABENA.
Directors
According to the 2025 annual accounts
Charlotte De Hous
Director
since 2018
since 2025
Establishments
Establishment units
Physical locations of this company
Meerlenlaan 19
2610 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0715.833.670
- VAT number
- BE 0715.833.670
- Registered office
- Meerlenlaan 19, 2610 Antwerpen
- Names & denominations
- Ciparo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2018
- Peppol
- Active · Active since 27 Feb 2025
- Activities · NACE
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