Financials
Financial year 2025
RETAIL EXPERTISE from Namur, company number BE0715409246, closed financial year 2025 with a result of € -49,875 after tax. For that financial year RETAIL EXPERTISE recorded a gross margin of € -18,829 and equity of € 10,805. Compared with financial year 2024, the result moved from € 26,233 to € -49,875. The company made a loss. The buffer shrank hard: equity is 89 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 10,805
▼ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -49,875
▼ still € 26,233 profit in 2024
Profit after tax over the fiscal year.
€ 157,706
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,795.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 194
▼ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 64,379
▼ 18% vs 2024
€ 15,974 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 53,357
▲ 261% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,347
▲ 163% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,539 | € -89,875 | € 32,605 | € -18,829 | ▼ € 51,434 |
| Profit after taxes | € 37,721 | € -97,877 | € 26,233 | € -49,875 | ▼ € 76,108 |
| Equity | € 168,124 | € 76,446 | € 102,679 | € 10,805 | ▼ 89% |
| Total debts | € 53,899 | € 129,545 | € 138,243 | € 245,736 | ▲ 78% |
| Cash | € 218,096 | € 197,945 | € 172,118 | € 157,706 | ▼ 8% |
| Retained profit | € 155,724 | € 57,846 | € 84,079 | € -7,795 | ▼ € 91,875 |
| Dividend | € 30,000 | € 0 | € 0 | € 42,000 | |
| Bank debt | € 0 | € 92,296 | € 78,466 | € 64,379 | ▼ 18% |
| Balance sheet total | € 222,023 | € 205,992 | € 240,922 | € 256,541 | ▲ 6% |
Key figures of RETAIL EXPERTISE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RETAIL EXPERTISE?
What happened at RETAIL EXPERTISE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 49,875 (▼ € 76,108 vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,721 profit in 2022 to € 49,875 loss in 2025.
Paid € 33,877 in corporate taxes since 2022.
Best year ever: 2022, with € 37,721 profit.
Paid out € 72,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RETAIL EXPERTISE is Toni HAMADOUCHE. Toni HAMADOUCHE is also behind VOYAGES COPINE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue des Dalhias(BU) 16
5004 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0715.409.246
- VAT number
- BE 0715.409.246
- Registered office
- Rue des Dalhias(BU) 16, 5004 Namur
- Names & denominations
- RETAIL EXPERTISE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 December 2018
- Peppol
- Active · Active since 31 Oct 2025
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Organisatie van congressen en beurzen
Overige zakelijke dienstverlening, neg