Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SDA 3 from Comines-Warneton, company number BE0714935431, closed financial year 2025 with a result of € 11,097 after tax. For that financial year SDA 3 recorded a gross margin of € 123,864 and equity of € -79,902. Compared with financial year 2023, the result moved from € -33,982 to € 11,097. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ -79,902
▼ € 4,138 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,097
▲ still € 33,982 loss in 2023
Profit after tax over the fiscal year.
€ 1,398
▼ 82% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -80,402.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 102,274
▲ 13% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 185
▼ 77% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5,079
€ 4,042 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 12,910
▼ 12% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,816
▼ 71% vs 2023
Taxes, VAT and social contributions still to pay.
| 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|
| Gross margin | € 77,305 | € 123,864 | ▲ 60% |
| Profit after taxes | € -33,982 | € 11,097 | ▲ € 45,080 |
| Equity | € -75,764 | € -79,902 | ▼ € 4,138 |
| Total debts | € 116,785 | € 117,348 | |
| Cash | € 7,818 | € 1,398 | ▼ 82% |
| Land & buildings | € 9,500 | € 20,140 | ▲ 112% |
| Retained profit | € -76,264 | € -80,402 | ▼ € 4,138 |
| Bank debt | € 0 | € 5,079 | |
| Balance sheet total | € 41,021 | € 37,446 | ▼ 9% |
Key figures of SDA 3, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SDA 3?
What happened at SDA 3 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,097. filed late Source: NBB ↗
- New establishment in Comines-Warneton. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,982 loss in 2023 to € 11,097 profit in 2025.
Paid € 426 in corporate taxes since 2023.
Best year ever: 2025, with € 11,097 profit.
Management
Behind SDA 3 is Elise Leroy.
Directors
According to the 2025 annual accounts
Elise Leroy
Director
Establishments
Establishment units
Physical locations of this company
Chapelle Rompue straat(Biz) 59
7783 Comines-Warneton
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0714.935.431
- VAT number
- BE 0714.935.431
- Registered office
- Chapelle Rompue straat(Biz) 59, 7783 Comines-Warneton
- Names & denominations
- SDA 3
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 November 2018
- Peppol
- Active · Active since 8 May 2025
- Activities · NACE
Schoonheidsverzorging en andere schoonheidsbehandelingen
Schoonheidsverzorging