Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SDC Home Construct from Olne, company number BE0714886238, closed financial year 2025 with a result of € 12,375 after tax. For that financial year SDC Home Construct recorded a gross margin of € 42,831 and equity of € 6,856. Compared with financial year 2024, the result moved from € 12,833 to € 12,375. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 6,856
▲ € 12,375 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,375
▼ 4% vs 2024
Profit after tax over the fiscal year.
€ 7,054
▲ € 6,169 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -11,744.
People and assets in 2025
€ 21,371
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 18,766
▼ 47% vs 2024
€ 16,803 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 31,556
▲ 169% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,541
▲ € 4,507 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 32,350 | € -8,916 | € 44,091 | € 42,831 | ▼ 3% |
| Profit after taxes | € 9,413 | € -35,495 | € 12,833 | € 12,375 | ▼ 4% |
| Equity | € 17,143 | € -18,352 | € -5,519 | € 6,856 | ▲ € 12,375 |
| Total debts | € 178,335 | € 141,979 | € 99,279 | € 78,674 | ▼ 21% |
| Cash | € 60,966 | € 21,844 | € 885 | € 7,054 | ▲ € 6,169 |
| Land & buildings | - | - | - | € 28,760 | |
| Retained profit | € -1,457 | € -36,952 | € -24,119 | € -11,744 | ▲ € 12,375 |
| Bank debt | € 67,891 | € 51,730 | € 35,356 | € 18,766 | ▼ 47% |
| Balance sheet total | € 195,477 | € 123,627 | € 93,760 | € 85,530 | ▼ 9% |
Key figures of SDC Home Construct, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SDC Home Construct?
What happened at SDC Home Construct in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,375 (▼ 4% vs 2024). Source: NBB ↗
- CINDY ANNO became a director. NBB
- New establishment in Herve. KBO
- DOMINIQUE BIEMAR became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,413 profit in 2022 to € 12,375 profit in 2025.
Paid € 5,991 in corporate taxes since 2022.
Best year ever: 2024, with € 12,833 profit.
Management
Behind SDC Home Construct are CINDY ANNO and DOMINIQUE BIEMAR.
Directors
According to the 2025 annual accounts
CINDY ANNO
Director
since 2022
DOMINIQUE BIEMAR
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Saint Hadelin 1
4877 Olne
Rue des Gaillettes 11
4651 Herve
Active since 1 January 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0714.886.238
- VAT number
- BE 0714.886.238
- Registered office
- Saint Hadelin 1, 4877 Olne
- Names & denominations
- SDC Home Construct
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 2018
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)