Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ZAAR from Knokke-Heist, company number BE0713579312, closed financial year 2026 with a result of € -132,833 after tax. For that financial year ZAAR recorded a gross margin of € 50,638 and equity of € 233,233. Compared with financial year 2025, the result moved from € -19,376 to € -132,833. The company made a loss. The buffer shrank hard: equity is 77 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 5, 2026.
€ 233,233
▼ 77% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -132,833
▼ 586 % more loss than in 2025
Profit after tax over the fiscal year.
€ 218,660
▲ € 193,723 vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 173,133.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 44,968
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 851,904 | € -15,298 | € 20,765 | € 50,638 | ▲ 144% |
| Profit after taxes | € 520,273 | € 26,959 | € -19,376 | € -132,833 | ▼ € 113,457 |
| Equity | € 1,026,603 | € 1,053,562 | € 1,034,185 | € 233,233 | ▼ 77% |
| Total debts | € 72,834 | € 14,183 | € 11,622 | € 669,301 | ▲ € 657,678 |
| Cash | € 453,882 | € 97,936 | € 24,937 | € 218,660 | ▲ € 193,723 |
| Land & buildings | € 110,233 | € 127,115 | € 121,713 | € 107,284 | ▼ 12% |
| Retained profit | € 966,503 | € 993,462 | € 974,085 | € 173,133 | ▼ 82% |
| Dividend | € 0 | € 0 | € 0 | € 668,120 | |
| Balance sheet total | € 1,099,437 | € 1,067,745 | € 1,045,808 | € 902,534 | ▼ 14% |
Key figures of ZAAR, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to ZAAR?
What happened at ZAAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 132,833. Source: NBB ↗
- Arielle Zaman became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 520,273 profit in 2023 to € 132,833 loss in 2026.
Paid € 363,705 in corporate taxes since 2023.
Best year ever: 2023, with € 520,273 profit.
Paid out € 668,120 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2026 annual accounts
Arielle Zaman
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Kustlaan 145 box 7.3
8300 Knokke-Heist
Cipressenstraat 45
8300 Knokke-Heist
Active since 15 November 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0713.579.312
- VAT number
- BE 0713.579.312
- Registered office
- Kustlaan 145 bus 7.3, 8300 Knokke-Heist
- Names & denominations
- ZAAR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 2018
- Peppol
- Active · Active since 4 Sept 2026
- Activities · NACE
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis