Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 6.3 to 3.7.
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Busy address KBO
66 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
TF Tech from Lochristi, company number BE0712845674, closed financial year 2025 with a result of € -741,619 after tax. For that financial year TF Tech recorded a gross margin of € -304,251 and equity of € -7.5 million. Compared with financial year 2024, the result moved from € -2.2 million to € -741,619. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -7.5 million
▼ € 741,619 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -741,619
▲ 66 % less loss than in 2024
Profit after tax over the fiscal year.
€ 7,499
▲ € 7,313 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -26.2 million.
People and assets in 2025
3.7
▼ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 336,624
▼ 17% vs 2024
€ 91,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 4.3 million
▲ 17% vs 2024
Loans from banks and other lenders, long and short.
€ 3.5 million
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,245
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,873,023 | € -2,368,242 | € -1,779,980 | € -304,251 | ▲ € 1.5 million |
| Profit after taxes | € -4,412,917 | € -2,923,594 | € -2,209,152 | € -741,619 | ▲ € 1.5 million |
| Equity | € -19,294,533 | € -4,597,303 | € -6,806,455 | € -7,548,074 | ▼ € 741,619 |
| Total debts | € 19,413,597 | € 4,661,820 | € 6,893,152 | € 7,774,901 | ▲ 13% |
| Cash | € 33,891 | € 5,982 | € 186 | € 7,499 | ▲ € 7,313 |
| Retained profit | € -20,360,157 | € -23,283,751 | € -25,492,903 | € -26,234,523 | ▼ € 741,619 |
| Bank debt | € 18,212,154 | € 1,894,477 | € 3,638,617 | € 4,260,556 | ▲ 17% |
| Balance sheet total | € 119,064 | € 64,517 | € 86,698 | € 226,828 | ▲ 162% |
| Employees (FTE) | 7.2 | 6.3 | 5.1 | 3.7 | ▼ 1.4 |
Key figures of TF Tech, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TF Tech?
What happened at TF Tech in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 741,619. Source: NBB ↗
- New establishment in Lochristi. KBO
- Peter Van der Henst became a director. NBB
- Kristof De Spiegeleer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 4.4 million loss in 2022 to € 741,619 loss in 2025.
Paid € 42,591 in corporate taxes since 2022.
Management
Behind TF Tech are Peter Van der Henst and Kristof De Spiegeleer. Peter Van der Henst is also behind IDOLA BEDRIJVENCENTRUM, Lifestyle Vlaanderen and Neo Vita.
Directors
According to the 2025 annual accounts
since 2018
Kristof De Spiegeleer
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Antwerpse Steenweg 19
9080 Lochristi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 66 companies are registered at this address.
All companies at this address →Royal Ghent Swimming Club
IDOLA BEDRIJVENCENTRUM same network
€ 227,140 gross margin · 2025
Optios
€ 2.7 million gross margin · 2025
BetterToken
€ -2,439 gross margin · 2025
BO IVERSEN
€ 2,508 gross margin · 2025
+61 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0712.845.674
- VAT number
- BE 0712.845.674
- Registered office
- Antwerpse Steenweg 19, 9080 Lochristi
- Names & denominations
- TF Tech
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 November 2018
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
- Activities · NACE
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