Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L'ART&MAGIE from La Roche-en-Ardenne, company number BE0712749664, closed financial year 2025 with a result of € -21,362 after tax. For that financial year L'ART&MAGIE recorded a gross margin of € 190,465 and equity of € 68,661. Compared with financial year 2024, the result moved from € -42,579 to € -21,362. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 68,661
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,362
▲ 50 % less loss than in 2024
Profit after tax over the fiscal year.
€ 38,840
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8,661.
People and assets in 2025
2.6
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 85,147
▲ 8% vs 2024
€ 32,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 247,379
▲ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▼ 3% vs 2024
€ 94,505 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 26,906
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,391
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 200,276 | € 140,258 | € 165,677 | € 190,465 | ▲ 15% |
| Profit after taxes | € 12,058 | € -83,467 | € -42,579 | € -21,362 | ▲ € 21,217 |
| Equity | € 216,069 | € 132,601 | € 90,023 | € 68,661 | ▼ 24% |
| Total debts | € 1,711,016 | € 1,866,065 | € 1,920,801 | € 1,853,469 | ▼ 4% |
| Cash | € 9,952 | € 40,028 | € 105,902 | € 38,840 | ▼ 63% |
| Land & buildings | € 1,596,259 | € 1,672,339 | € 1,634,467 | € 1,581,465 | ▼ 3% |
| Retained profit | € 156,069 | € 72,601 | € 30,023 | € 8,661 | ▼ 71% |
| Bank debt | € 1,509,304 | € 1,557,962 | € 1,528,801 | € 1,481,341 | ▼ 3% |
| Balance sheet total | € 1,927,085 | € 1,998,667 | € 2,010,824 | € 1,922,130 | ▼ 4% |
| Employees (FTE) | 2.3 | 2.6 | 3.5 | 2.6 | ▼ 0.9 |
Key figures of L'ART&MAGIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L'ART&MAGIE?
What happened at L'ART&MAGIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,362. Source: NBB ↗
- Serge ETIENNE became a director. NBB
- Virginie BOURIVAIN became a director. NBB
- New establishment in La Roche-en-Ardenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,058 profit in 2022 to € 21,362 loss in 2025.
Best year ever: 2022, with € 12,058 profit.
On average € 73,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind L'ART&MAGIE are Serge ETIENNE and Virginie BOURIVAIN.
Directors
According to the 2025 annual accounts
Serge ETIENNE
Director
since 2023
Virginie BOURIVAIN
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Hives 23 box E
6984 La Roche-en-Ardenne
Hives 23 e
6984 La Roche-en-Ardenne
Active since 1 January 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0712.749.664
- VAT number
- BE 0712.749.664
- Registered office
- Hives 23 bus E, 6984 La Roche-en-Ardenne
- Names & denominations
- L'ART&MAGIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 2018
- Peppol
- Active · Active since 30 Sept 2025
- Activities · NACE
Schoonheidsverzorging en andere schoonheidsbehandelingen
Gites, vakantiewoningen en -appartementen
Schoonheidsverzorging
Overige recreatie- en ontspanningsactiviteiten, neg
Gastenkamers