Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GEMADI from Tervuren, company number BE0707960240, closed financial year 2025 with a result of € 656,776 after tax. For that financial year GEMADI recorded a gross margin of € 831,339 and equity of € 257.6 million. Compared with financial year 2024, the result moved from € 6.4 million to € 656,776. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 257.6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 656,776
▼ 90% vs 2024
Profit after tax over the fiscal year.
€ 32,539
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 273,603 paid out
42 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.3
Average over the fiscal year, from the social balance sheet.
€ 9,752
▲ 30% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,700
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 13.4 million
▲ 183% vs 2024
Loans from banks and other lenders, long and short.
€ 8,253
▼ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 218,859
▼ 73% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 393,252 | € 619,886 | € 757,296 | € 831,339 | ▲ 10% |
| Profit after taxes | € 2,351,980 | € 3,992,353 | € 6,375,747 | € 656,776 | ▼ 90% |
| Equity | € 246,892,044 | € 250,884,396 | € 257,260,144 | € 257,643,316 | |
| Total debts | € 842,026 | € 6,508,505 | € 5,620,775 | € 15,104,748 | ▲ 169% |
| Cash | € 481,753 | € 5,548,894 | € 5,283,893 | € 32,539 | ▼ 99% |
| Retained profit | € 4,277,192 | € 8,269,544 | € 14,645,292 | € 15,028,464 | ▲ 3% |
| Dividend | € 0 | € 0 | € 0 | € 273,603 | |
| Bank debt | € 0 | € 5,000,000 | € 4,750,000 | € 13,425,000 | ▲ 183% |
| Balance sheet total | € 247,734,069 | € 257,392,901 | € 262,880,919 | € 272,748,064 | ▲ 4% |
| Employees (FTE) | - | 0 | 0.3 | 0.3 |
Key figures of GEMADI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEMADI?
What happened at GEMADI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 656,776 (▼ 90% vs 2024). Source: NBB ↗
- New establishment in Tervuren. KBO
- Michaël Saverys became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2.4 million profit in 2022 to € 656,776 profit in 2025.
Paid € 1.9 million in corporate taxes since 2022.
Best year ever: 2024, with € 6.4 million profit.
Paid out € 273,603 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GEMADI is Michaël Saverys. It owns 33.3% of Saverco itself.
Directors
According to the 2025 annual accounts
since 2018
Establishments
Establishment units
Physical locations of this company
Karel van Lorreinenlaan 20A
3080 Tervuren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0707.960.240
- VAT number
- BE 0707.960.240
- Registered office
- Karel van Lorreinenlaan 20A, 3080 Tervuren
- Names & denominations
- GEMADI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 October 2018
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Holdings
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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