Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UNIVERS COUTURE from Vorst, company number BE0704799723, closed financial year 2025 with a result of € 5,220 after tax. For that financial year UNIVERS COUTURE recorded a gross margin of € 8,499 and equity of € -4,467. Compared with financial year 2024, the result moved from € 3,399 to € 5,220. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -4,467
▲ € 5,220 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,220
▲ 54% vs 2024
Profit after tax over the fiscal year.
€ 1,228
▲ € 1,028 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -10,667.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 3,026
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 1,782
▲ 73% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,935
▼ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 907
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -321 | € 3,906 | € 5,721 | € 8,499 | ▲ 49% |
| Profit after taxes | € -3,715 | € 1,854 | € 3,399 | € 5,220 | ▲ 54% |
| Equity | € -14,940 | € -13,087 | € -9,688 | € -4,467 | ▲ € 5,220 |
| Total debts | € 24,398 | € 26,687 | € 21,696 | € 12,611 | ▼ 42% |
| Cash | € 330 | € 901 | € 200 | € 1,228 | ▲ € 1,028 |
| Retained profit | € -21,140 | € -19,287 | € -15,888 | € -10,667 | ▲ € 5,220 |
| Balance sheet total | € 9,458 | € 13,600 | € 12,009 | € 8,144 | ▼ 32% |
Key figures of UNIVERS COUTURE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNIVERS COUTURE?
What happened at UNIVERS COUTURE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,220 (▲ 54% vs 2024). filed late Source: NBB ↗
- New establishment in Vorst. KBO
- Afaf Iklef became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,715 loss in 2022 to € 5,220 profit in 2025.
Best year ever: 2025, with € 5,220 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Afaf Iklef
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Neerstalse Steenweg 11
1190 Vorst
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0704.799.723
- VAT number
- BE 0704.799.723
- Registered office
- Neerstalse Steenweg 11, 1190 Vorst
- Names & denominations
- UNIVERS COUTURE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2018
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
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