Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINEM from Lier, company number BE0704738751, closed financial year 2025 with a result of € 121,761 after tax. For that financial year FINEM recorded a gross margin of € 166,461 and equity of € 454,665. Compared with financial year 2024, the result moved from € 111,706 to € 121,761. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 25, 2026.
€ 454,665
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 121,761
▲ 9% vs 2024
Profit after tax over the fiscal year.
€ 36,094
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 6,991
▼ 20% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 166
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 548
▼ 93% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 133,910 | € 165,435 | € 147,213 | € 166,461 | ▲ 13% |
| Profit after taxes | € 104,551 | € 123,963 | € 111,706 | € 121,761 | ▲ 9% |
| Equity | € 394,835 | € 531,198 | € 532,903 | € 454,665 | ▼ 15% |
| Total debts | € 218,888 | € 94,300 | € 121,232 | € 103,401 | ▼ 15% |
| Cash | € 121,705 | € 79,988 | € 131,532 | € 36,094 | ▼ 73% |
| Retained profit | € 388,635 | € 512,598 | € 514,303 | € 436,065 | ▼ 15% |
| Dividend | € 0 | € 0 | € 110,000 | € 200,000 | ▲ 82% |
| Balance sheet total | € 613,723 | € 625,498 | € 654,136 | € 558,066 | ▼ 15% |
Key figures of FINEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINEM?
What happened at FINEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 121,761 (▲ 9% vs 2024). Source: NBB ↗
- New establishment in Lier. KBO
- Start of the company according to the CBE. KBO
In short
From € 104,551 profit in 2022 to € 121,761 profit in 2025.
Paid € 154,264 in corporate taxes since 2022.
Best year ever: 2023, with € 123,963 profit.
Paid out € 310,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Emmanuel Wildiers
Director
Establishments
Establishment units
Physical locations of this company
Kruisveldweg 16
2500 Lier
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0704.738.751
- VAT number
- BE 0704.738.751
- Registered office
- Kruisveldweg 16, 2500 Lier
- Names & denominations
- FINEM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 2018
- Peppol
- Active · Active since 15 Jan 2026
- Activities · NACE
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