Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
AV FINANCE from Haacht, company number BE0704681442, closed financial year 2025 with a result of € 140,213 after tax. For that financial year AV FINANCE recorded a gross margin of € 308,006 and equity of € 197,160. Compared with financial year 2024, the result moved from € 79,169 to € 140,213. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 197,160
▲ 117% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 140,213
▲ 77% vs 2024
Profit after tax over the fiscal year.
€ 25,905
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 34,107 paid out
24 % of the profit went to the shareholders, mostly to AVK Holding (100 % of the shares). That is where the money ends up.
People and assets in 2025
1.3
Average over the fiscal year, from the social balance sheet.
€ 80,168
▲ 205% vs 2024
€ 61,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,443
▼ 79% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 47,487
▼ 52% vs 2024
€ 11,478 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 8,974
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,405
▲ € 17,139 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 96,973 | € 141,357 | € 165,672 | € 308,006 | ▲ 86% |
| Profit after taxes | € 29,225 | € 58,269 | € 79,169 | € 140,213 | ▲ 77% |
| Equity | € 54,428 | € 53,874 | € 91,053 | € 197,160 | ▲ 117% |
| Total debts | € 218,796 | € 199,664 | € 118,675 | € 112,972 | ▼ 5% |
| Cash | € 71,060 | € 79,269 | € 87,877 | € 25,905 | ▼ 71% |
| Retained profit | € 35,828 | € 35,274 | € 72,453 | € 178,560 | ▲ 146% |
| Dividend | € 46,034 | € 58,824 | € 41,989 | € 34,107 | ▼ 19% |
| Bank debt | € 168,994 | € 134,616 | € 99,828 | € 47,487 | ▼ 52% |
| Balance sheet total | € 273,224 | € 253,537 | € 209,728 | € 310,132 | ▲ 48% |
| Employees (FTE) | - | - | - | 1.3 |
Key figures of AV FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AV FINANCE?
What happened at AV FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 140,213 (▲ 77% vs 2024). filed late Source: NBB ↗
- Valdrim Ajeti became a director. NBB
- New establishment in Haacht. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,225 profit in 2022 to € 140,213 profit in 2025.
Paid € 91,766 in corporate taxes since 2022.
Best year ever: 2025, with € 140,213 profit.
On average € 236,900 of value added per employee in 2025.
A new publication or filing at AV FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of AVK Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AV FINANCEBehind AV FINANCE is Valdrim Ajeti. The shares are held by AVK Holding (100%).
Directors
According to the 2025 annual accounts
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stationsstraat 32
3150 Haacht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0704.681.442
- VAT number
- BE 0704.681.442
- Registered office
- Stationsstraat 32, 3150 Haacht
- Names & denominations
- AV FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2018
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten