Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PhunQ from Tournai, company number BE0703936423, closed financial year 2025 with a result of € 153,218 after tax. For that financial year PhunQ recorded a gross margin of € 350,357 and equity of € 1 million. Compared with financial year 2024, the result moved from € -212,397 to € 153,218. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 1 million
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 153,218
▲ still € 212,397 loss in 2024
Profit after tax over the fiscal year.
€ 64,312
▲ 210% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 775,289.
People and assets in 2025
0.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 66,210
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 2.2 million
▼ 30% vs 2024
€ 282,683 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 35,580
▲ € 27,690 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,646
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,045 | € -65,274 | € 73,585 | € 350,357 | ▲ € 276,772 |
| Profit after taxes | € 223,166 | € 171,719 | € -212,397 | € 153,218 | ▲ € 365,615 |
| Equity | € 917,689 | € 1,089,407 | € 877,010 | € 1,030,228 | ▲ 17% |
| Total debts | € 5,240,674 | € 6,417,501 | € 5,949,594 | € 5,913,824 | ▼ 1% |
| Cash | € 2,369 | € 65,793 | € 20,778 | € 64,312 | ▲ 210% |
| Retained profit | € 662,750 | € 834,468 | € 622,071 | € 775,289 | ▲ 25% |
| Bank debt | € 2,550,403 | € 3,540,627 | € 3,188,420 | € 2,223,036 | ▼ 30% |
| Balance sheet total | € 6,158,363 | € 7,506,908 | € 6,826,604 | € 6,944,052 | ▲ 2% |
| Employees (FTE) | 1 | 1 | 1 | 0.9 | ▼ 0.1 |
Key figures of PhunQ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PhunQ?
What happened at PhunQ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 153,218. Source: NBB ↗
- F3 SRL became a director. NBB
- PLANTI60 SRL became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 223,166 profit in 2022 to € 153,218 profit in 2025.
Best year ever: 2022, with € 223,166 profit.
On average € 73,600 of value added per employee in 2024.
A new publication or filing at PhunQ? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind PhunQ are F3 SRL and PLANTI60 SRL. The same people are also behind CASA PACO HOLDING and PHUNQ IMMO. F3 SRL is also behind F3 Immo GB and Selide.
Directors
According to the 2025 annual accounts
Director · represented by BERTHE Pierre-Yves
Also active at: F3 Immo GB, CASA PACO HOLDING, PHUNQ IMMO, Selide
since 2022
Director · represented by MARIAGE Quentin
Also active at: CASA PACO HOLDING, PHUNQ IMMO
since 2022
Establishments
Establishment units
Physical locations of this company
Rue du Bardeau(MOU) 32
7543 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0703.936.423
- VAT number
- BE 0703.936.423
- Registered office
- Rue du Bardeau(MOU) 32, 7543 Tournai
- Names & denominations
- PhunQ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2018
- Peppol
- Active · Active since 13 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
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