Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UMBERTO from Brugge, company number BE0701758871, closed financial year 2025 with a result of € 15,235 after tax. For that financial year UMBERTO recorded a gross margin of € 225,591 and equity of € 145,484. Compared with financial year 2024, the result moved from € -2,371 to € 15,235. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 145,484
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,235
▲ still € 2,371 loss in 2024
Profit after tax over the fiscal year.
€ 55,912
▼ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 125,484.
People and assets in 2025
2.6
Average over the fiscal year, from the social balance sheet.
€ 123,659
▼ 52% vs 2024
€ 47,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,066
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 626,776
▼ 5% vs 2024
€ 37,051 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 31,476
▼ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,279
▼ 81% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 218,008 | € 298,527 | € 337,816 | € 225,591 | ▼ 33% |
| Profit after taxes | € 51,550 | € 28,203 | € -2,371 | € 15,235 | ▲ € 17,606 |
| Equity | € 104,417 | € 132,620 | € 130,249 | € 145,484 | ▲ 12% |
| Total debts | € 117,739 | € 119,907 | € 957,656 | € 857,925 | ▼ 10% |
| Cash | € 77,270 | € 106,206 | € 66,328 | € 55,912 | ▼ 16% |
| Land & buildings | € 10,738 | € 8,843 | € 874,538 | € 853,383 | ▼ 2% |
| Retained profit | € 84,417 | € 112,620 | € 110,249 | € 125,484 | ▲ 14% |
| Bank debt | € 53,891 | € 27,271 | € 662,565 | € 626,776 | ▼ 5% |
| Balance sheet total | € 222,156 | € 252,527 | € 1,087,905 | € 1,003,409 | ▼ 8% |
| Employees (FTE) | - | - | - | 2.6 |
Key figures of UMBERTO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UMBERTO?
What happened at UMBERTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,235. Source: NBB ↗
- Kabita Nepal became a director. NBB
- Kamal Panthi became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,550 profit in 2022 to € 15,235 profit in 2025.
Paid € 16,053 in corporate taxes since 2022.
Best year ever: 2022, with € 51,550 profit.
On average € 86,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind UMBERTO are Kabita Nepal and Kamal Panthi.
Directors
According to the 2025 annual accounts
Kabita Nepal
Director
since 2018
Kamal Panthi
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Prinses Lilianelaan 10
8310 Brugge
Sint-Amandsstraat 9
8000 Brugge
Active since 27 August 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0701.758.871
- VAT number
- BE 0701.758.871
- Registered office
- Prinses Lilianelaan 10, 8310 Brugge
- Names & denominations
- UMBERTO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 August 2018
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening