Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FinaLou from Kortrijk, company number BE0701737095, closed financial year 2025 with a result of € 69,665 after tax. For that financial year FinaLou recorded a gross margin of € 121,411 and equity of € 88,265. Compared with financial year 2024, the result moved from € 66,791 to € 69,665. Profitable, and profit is growing. The buffer shrank hard: equity is 64 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 16, 2025.
€ 88,265
▼ 64% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 69,665
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 207
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 223,452 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 55,215
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 222,786
▼ 12% vs 2024
€ 32,302 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 370
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,290
▲ 272% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 180,555 | € 172,649 | € 120,142 | € 121,411 | ▲ 1% |
| Profit after taxes | € 128,269 | € 121,075 | € 66,791 | € 69,665 | ▲ 4% |
| Equity | € 299,186 | € 245,261 | € 242,052 | € 88,265 | ▼ 64% |
| Total debts | € 270,554 | € 214,764 | € 263,601 | € 421,761 | ▲ 60% |
| Cash | € 16,447 | € 15,489 | € 36,128 | € 207 | ▼ 99% |
| Land & buildings | € 297,419 | € 318,022 | € 298,118 | € 290,397 | ▼ 3% |
| Retained profit | € 280,586 | € 226,661 | € 223,452 | € 69,665 | ▼ 69% |
| Dividend | € 0 | € 175,000 | € 70,000 | € 223,452 | ▲ 219% |
| Bank debt | € 213,964 | € 198,864 | € 254,438 | € 222,786 | ▼ 12% |
| Balance sheet total | € 569,741 | € 460,025 | € 505,653 | € 510,026 | ▲ 1% |
Key figures of FinaLou, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to FinaLou?
What happened at FinaLou in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 69,665 (▲ 4% vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 128,269 profit in 2022 to € 69,665 profit in 2025.
Paid € 109,403 in corporate taxes since 2022.
Best year ever: 2022, with € 128,269 profit.
Paid out € 468,452 in dividends to the owners in total.
A new publication or filing at FinaLou? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FinaLou is Klaas Louwagie. Klaas Louwagie is also behind DELO Projects.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Godfried Devreeselaan(Kor) 25
8500 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0701.737.095
- VAT number
- BE 0701.737.095
- Registered office
- Godfried Devreeselaan(Kor) 25, 8500 Kortrijk
- Names & denominations
- FinaLou
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 2018
- Peppol
- Active · Active since 14 May 2025
- Activities · NACE
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.
Rechtstreekse verzekeringsverrichtingen niet-leven
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Agenten en makelaars in bankdiensten
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis