Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
THIBO VERZEKERINGEN from Hechtel-Eksel, company number BE0701667514, closed financial year 2025 with a result of € 103,443 after tax. For that financial year THIBO VERZEKERINGEN recorded a gross margin of € 220,135 and equity of € 358,829. Compared with financial year 2024, the result moved from € 79,579 to € 103,443. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 358,829
▲ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 103,443
▲ 30% vs 2024
Profit after tax over the fiscal year.
€ 9,262
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 14,942 paid out
14 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 13,646
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 82,548
▲ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 910
▲ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,032
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 131,939 | € 144,608 | € 160,803 | € 220,135 | ▲ 37% |
| Profit after taxes | € 59,381 | € 68,268 | € 79,579 | € 103,443 | ▲ 30% |
| Equity | € 122,481 | € 190,749 | € 270,328 | € 358,829 | ▲ 33% |
| Total debts | € 166,215 | € 129,313 | € 34,034 | € 15,985 | ▼ 53% |
| Cash | € 69,044 | € 86,682 | € 116,155 | € 9,262 | ▼ 92% |
| Land & buildings | € 14,211 | € 12,284 | € 10,357 | € 8,431 | ▼ 19% |
| Retained profit | € 103,881 | € 172,149 | € 251,728 | € 340,229 | ▲ 35% |
| Dividend | € 0 | € 0 | € 0 | € 14,942 | |
| Bank debt | € 105,055 | € 68,717 | € 31,576 | € 0 | ▼ 100% |
| Balance sheet total | € 288,696 | € 320,062 | € 304,362 | € 374,814 | ▲ 23% |
Key figures of THIBO VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to THIBO VERZEKERINGEN?
What happened at THIBO VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 103,443 (▲ 30% vs 2024). Source: NBB ↗
- Stephanie Thierfeldt became a director. NBB
- Danny Degraen became a director. NBB
- New establishment in Hechtel-Eksel. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,381 profit in 2022 to € 103,443 profit in 2025.
Paid € 137,561 in corporate taxes since 2022.
Best year ever: 2025, with € 103,443 profit.
Paid out € 14,942 in dividends to the owners in total.
A new publication or filing at THIBO VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind THIBO VERZEKERINGEN are Stephanie Thierfeldt and Danny Degraen.
Directors
According to the 2025 annual accounts
Stephanie Thierfeldt
Director
since 2021
Danny Degraen
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Kerkstraat 25
3940 Hechtel-Eksel
Kerkstraat 27
3940 Hechtel-Eksel
Active since 22 August 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0701.667.514
- VAT number
- BE 0701.667.514
- Registered office
- Kerkstraat 25, 3940 Hechtel-Eksel
- Names & denominations
- THIBO VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 August 2018
- Peppol
- Active · Active since 2 Sept 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars