Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SEPULCHRE VERVIERS from Herve, company number BE0700839549, closed financial year 2025 with a result of € 162,476 after tax. For that financial year SEPULCHRE VERVIERS recorded a gross margin of € 801,670 and equity of € 199,904. Compared with financial year 2024, the result moved from € 43,669 to € 162,476. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 199,904
▲ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 162,476
▲ 272% vs 2024
Profit after tax over the fiscal year.
€ 239,115
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 95,000 paid out
58 % of the profit went to the shareholders, mostly to SNG Invest (100 % of the shares). That is where the money ends up.
People and assets in 2025
9.4
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 537,872
▲ 3% vs 2024
€ 57,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,872
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 52,320
▼ 14% vs 2024
€ 13,076 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.2 million
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 71,064
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 419,339 | € 511,182 | € 646,267 | € 801,670 | ▲ 24% |
| Profit after taxes | € 15,062 | € 11,457 | € 43,669 | € 162,476 | ▲ 272% |
| Equity | € 77,301 | € 88,758 | € 132,427 | € 199,904 | ▲ 51% |
| Total debts | € 848,604 | € 1,139,011 | € 2,028,016 | € 2,593,001 | ▲ 28% |
| Cash | € 114,551 | € 19,846 | € 260,357 | € 239,115 | ▼ 8% |
| Land & buildings | € 7,712 | € 6,590 | € 5,464 | € 4,341 | ▼ 21% |
| Retained profit | € 58,701 | € 70,158 | € 113,827 | € 181,304 | ▲ 59% |
| Dividend | € 0 | € 0 | € 0 | € 95,000 | |
| Bank debt | € 75,537 | € 63,123 | € 60,495 | € 52,320 | ▼ 14% |
| Balance sheet total | € 925,905 | € 1,227,769 | € 2,160,443 | € 2,792,904 | ▲ 29% |
| Employees (FTE) | 7.1 | 8.2 | 9.9 | 9.4 | ▼ 0.5 |
Key figures of SEPULCHRE VERVIERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEPULCHRE VERVIERS?
What happened at SEPULCHRE VERVIERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 162,476 (▲ 272% vs 2024). Source: NBB ↗
- Arnaud SEPULCHRE became a director. NBB
- SNG INVEST SPRL became a director. NBB
- New establishment in Herve. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,062 profit in 2022 to € 162,476 profit in 2025.
Paid € 78,886 in corporate taxes since 2022.
Best year ever: 2025, with € 162,476 profit.
On average € 85,300 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SNG Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SEPULCHRE VERVIERSBehind SEPULCHRE VERVIERS are Arnaud SEPULCHRE and SNG INVEST SPRL. The shares are held by SNG Invest (100%). It owns 100% of Constant Immo srl itself.
Directors
According to the 2025 annual accounts
since 2023
Director · represented by Jean-Pierre SEPULCHRE
Also active at: CONSTANT IMMO, GARAGE SEPULCHRE
since 2023
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Rue du Trèfle 10
4650 Herve
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0700.839.549
- VAT number
- BE 0700.839.549
- Registered office
- Rue du Trèfle 10, 4650 Herve
- Names & denominations
- SEPULCHRE VERVIERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2018
- Peppol
- Active · Active since 25 Apr 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Groothandel in andere motorvoertuigen (> 3,5 ton)
Groothandel in aanhangwagens, opleggers en caravans
Detailhandel in onderdelen en accessoires van motorvoertuigen
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