Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
80 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Het Pandschap from Gent, company number BE0699965658, closed financial year 2025 with a result of € 3,208 after tax. For that financial year Het Pandschap recorded a gross margin of € 184,707 and equity of € 85,528. Compared with financial year 2024, the result moved from € 18,576 to € 3,208. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 85,528
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,208
▼ 83% vs 2024
Profit after tax over the fiscal year.
€ 94,743
▲ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 17,832.
People and assets in 2025
€ 116,080
▲ 15% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 98,661
▼ 5% vs 2024
Of which on lease € 98,626.
Debts at end 2025
€ 552,792
▼ 5% vs 2024
€ 22,953 is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 15,185
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,322
▼ 30% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 126,457 | € 147,950 | € 162,092 | € 184,707 | ▲ 14% |
| Profit after taxes | € 1,396 | € -12,304 | € 18,576 | € 3,208 | ▼ 83% |
| Equity | € 91,461 | € 71,550 | € 82,519 | € 85,528 | ▲ 4% |
| Total debts | € 465,145 | € 667,914 | € 724,908 | € 673,406 | ▼ 7% |
| Cash | € 53,434 | € 32,575 | € 56,832 | € 94,743 | ▲ 67% |
| Land & buildings | € 104,908 | € 539,745 | € 512,969 | € 498,783 | ▼ 3% |
| Retained profit | € 8,352 | € -3,952 | € 14,624 | € 17,832 | ▲ 22% |
| Bank debt | € 388,487 | € 608,920 | € 584,941 | € 552,792 | ▼ 5% |
| Balance sheet total | € 576,288 | € 766,155 | € 825,151 | € 785,113 | ▼ 5% |
Key figures of Het Pandschap, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Het Pandschap?
What happened at Het Pandschap in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,208 (▼ 83% vs 2024). Source: NBB ↗
- Pepijn Boeraeve became a director. NBB
- New establishment in Gent. KBO
- Koen Claes became a director. NBB
- Caroline Verhoeven became a director. NBB
- Guido Maertens became a director. NBB
- Bert Van den Broele became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,396 profit in 2022 to € 3,208 profit in 2025.
Paid € 4,145 in corporate taxes since 2022.
Best year ever: 2024, with € 18,576 profit.
A new publication or filing at Het Pandschap? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Het Pandschap are Koen Claes, Caroline Verhoeven, Guido Maertens, Bert Van den Broele and Pepijn Boeraeve. Guido Maertens is also behind EMH INVEST and A2N Investments Belgium. Bert Van den Broele is also behind Het Pandschap Brugge and Het Pandschap Invest.
Directors
According to the 2025 annual accounts
Koen Claes
Director
since 2018
Caroline Verhoeven
Director
since 2018
since 2018
since 2018
Pepijn Boeraeve
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Kerkstraat 108
9050 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 80 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0699.965.658
- VAT number
- BE 0699.965.658
- Registered office
- Kerkstraat 108, 9050 Gent
- Names & denominations
- Het Pandschap
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 16 July 2018
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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Handel in eigen onroerend goed