What is the address of DEROCHE ASSURANCES COURTAGE?

The registered office of DEROCHE ASSURANCES COURTAGE is located at Place de l'Eglise 18 box a, 4845 Jalhay.

Is DEROCHE ASSURANCES COURTAGE still active?

Yes. According to the CBE (27 September 2026) DEROCHE ASSURANCES COURTAGE is active, legal situation “Normale toestand”, started on 11 July 2018.

Is DEROCHE ASSURANCES COURTAGE registered on Peppol?

No, DEROCHE ASSURANCES COURTAGE is currently not registered on the Peppol network.

What is the enterprise number of DEROCHE ASSURANCES COURTAGE?

The enterprise number of DEROCHE ASSURANCES COURTAGE is BE0699847773.

When was DEROCHE ASSURANCES COURTAGE founded?

DEROCHE ASSURANCES COURTAGE was founded on 11 July 2018.

Who are the directors of DEROCHE ASSURANCES COURTAGE?

According to the 2025 annual accounts, the directors of DEROCHE ASSURANCES COURTAGE are: Claudia Fortunato, Frédéric Deroche.

Is DEROCHE ASSURANCES COURTAGE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 July 2018; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did DEROCHE ASSURANCES COURTAGE make in 2025?

DEROCHE ASSURANCES COURTAGE posted a profit after taxes of € 25,823 in financial year 2025.

What is the revenue of DEROCHE ASSURANCES COURTAGE?

As a small company, DEROCHE ASSURANCES COURTAGE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 53,154.

Does DEROCHE ASSURANCES COURTAGE have a website?

Yes, DEROCHE ASSURANCES COURTAGE has a website at deroche-assurances.be.

DEROCHE ASSURANCES COURTAGE (Private Limited) - Jalhay

Dossier DEROCHE ASSURANCES COURTAGE, printed on 27 September 2026 from databakkes.be/en/0699847773/deroche-assurances-courtage. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

DEROCHE ASSURANCES COURTAGE from Jalhay, company number BE0699847773, closed financial year 2025 with a result of € 25,823 after tax. For that financial year DEROCHE ASSURANCES COURTAGE recorded a gross margin of € 53,154 and equity of € 3,000. Compared with financial year 2024, the result moved from € 19,339 to € 25,823. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 17, 2026.

What it is worth Healthy

€ 3,000

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 25,823

▲ 34% vs 2024

Profit after tax over the fiscal year.

Where the profit goes Pays out

€ 25,823 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 56,451

▼ 24% vs 2024

€ 18,419 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 54

▼ 92% vs 2024

Supplier invoices still open on the last day of the fiscal year.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 33,918 Gross margin 2022: € 33,918 First fiscal year in the series	€ 42,842 Gross margin 2023: € 42,842 ▲ 26% vs 2022 (€ 33,918) Favourable step	€ 46,067 Gross margin 2024: € 46,067 ▲ 8% vs 2023 (€ 42,842) Favourable step	€ 53,154 Gross margin 2025: € 53,154 ▲ 15% vs 2024 (€ 46,067) Favourable step	▲ 15%
Profit after taxes	€ 7,645 Profit after taxes 2022: € 7,645 First fiscal year in the series	€ 15,305 Profit after taxes 2023: € 15,305 ▲ 100% vs 2022 (€ 7,645) Favourable step	€ 19,339 Profit after taxes 2024: € 19,339 ▲ 26% vs 2023 (€ 15,305) Favourable step	€ 25,823 Profit after taxes 2025: € 25,823 ▲ 34% vs 2024 (€ 19,339) Favourable step	▲ 34%
Equity	€ 18,600 Equity 2022: € 18,600 First fiscal year in the series	€ 3,000 Equity 2023: € 3,000 ▼ 84% vs 2022 (€ 18,600) Unfavourable step	€ 3,000 Equity 2024: € 3,000 Unchanged (€ 3,000) Unchanged	€ 3,000 Equity 2025: € 3,000 Unchanged (€ 3,000) Unchanged
Total debts	€ 117,893 Total debts 2022: € 117,893 First fiscal year in the series	€ 107,788 Total debts 2023: € 107,788 ▼ 9% vs 2022 (€ 117,893) Favourable step	€ 79,584 Total debts 2024: € 79,584 ▼ 26% vs 2023 (€ 107,788) Favourable step	€ 66,413 Total debts 2025: € 66,413 ▼ 17% vs 2024 (€ 79,584) Favourable step	▼ 17%
Dividend	€ 24,916 Dividend 2022: € 24,916 First fiscal year in the series	€ 15,305 Dividend 2023: € 15,305 ▼ 39% vs 2022 (€ 24,916) Unchanged	€ 19,339 Dividend 2024: € 19,339 ▲ 26% vs 2023 (€ 15,305) Unchanged	€ 25,823 Dividend 2025: € 25,823 ▲ 34% vs 2024 (€ 19,339) Unchanged	▲ 34%
Bank debt	€ 109,421 Bank debt 2022: € 109,421 First fiscal year in the series	€ 92,138 Bank debt 2023: € 92,138 ▼ 16% vs 2022 (€ 109,421) Favourable step	€ 74,484 Bank debt 2024: € 74,484 ▼ 19% vs 2023 (€ 92,138) Favourable step	€ 56,451 Bank debt 2025: € 56,451 ▼ 24% vs 2024 (€ 74,484) Favourable step	▼ 24%
Balance sheet total	€ 136,493 Balance sheet total 2022: € 136,493 First fiscal year in the series	€ 110,788 Balance sheet total 2023: € 110,788 ▼ 19% vs 2022 (€ 136,493) Unchanged	€ 82,584 Balance sheet total 2024: € 82,584 ▼ 25% vs 2023 (€ 110,788) Unchanged	€ 69,413 Balance sheet total 2025: € 69,413 ▼ 16% vs 2024 (€ 82,584) Unchanged	▼ 16%

Key figures of DEROCHE ASSURANCES COURTAGE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DEROCHE ASSURANCES COURTAGE?

What happened at DEROCHE ASSURANCES COURTAGE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Mar 17, 2026 New annual accounts for financial year 2025: profit of € 25,823 (▲ 34% vs 2024). Source: NBB ↗
Jul 26, 2018 New establishment in Jalhay. KBO
Jul 11, 2018 Start of the company according to the CBE. KBO

In short

From € 7,645 profit in 2022 to € 25,823 profit in 2025.

Paid € 22,297 in corporate taxes since 2022.

Best year ever: 2025, with € 25,823 profit.

Paid out € 85,383 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at DEROCHE ASSURANCES COURTAGE? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Claudia Fortunato Frédéric Deroche

DEROCHE ASSURANCES COURTAGE

Behind DEROCHE ASSURANCES COURTAGE are Claudia Fortunato and Frédéric Deroche.

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Directors

According to the 2025 annual accounts

Claudia Fortunato

Director

Frédéric Deroche

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Place de l'Eglise 18 box a

4845 Jalhay

2.277.873.170

Place de l'Eglise 18 box A

4845 Jalhay

Active since 26 July 2018

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS deroche-assurances.be

Canonical: https://www.deroche-assurances.be/

Technologies

ApacheBootstrapContact Form 7Font AwesomeGoogle FontsOwl CarouselPHPSlickWPBakeryWooCommerceWordPressjQuery

Hosting & Email

Email provider

Microsoft 365

Hosting

VERIXI, BE

DNS

Cloudflare DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number: 0699.847.773
VAT number: BE 0699.847.773
Registered office: Place de l'Eglise 18 bus a, 4845 Jalhay
Names & denominations: DEROCHE ASSURANCES COURTAGE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 11 July 2018
Peppol: Not registered
Contact: deroche-assurances.be

View on CBE Public ↗ Annual accounts (NBB) ↗