What does Hesbaye Conseil do?

Hesbaye Conseil is an insurance broker in Waremme. Private Limited, started on 6 July 2018, 2 establishments.

What is the address of Hesbaye Conseil?

The registered office of Hesbaye Conseil is located at Place Ernest Rongvaux 9 box D0, 4300 Waremme.

Is Hesbaye Conseil still active?

Yes. According to the CBE (30 October 2026) Hesbaye Conseil is active, legal situation “Normale toestand”, started on 6 July 2018.

Is Hesbaye Conseil registered on Peppol?

No, Hesbaye Conseil is currently not registered on the Peppol network.

What is the enterprise number of Hesbaye Conseil?

The enterprise number of Hesbaye Conseil is BE0699697424.

When was Hesbaye Conseil founded?

Hesbaye Conseil was founded on 6 July 2018.

Who are the directors of Hesbaye Conseil?

According to the 2025 annual accounts, the directors of Hesbaye Conseil are: Pierre-Olivier MAQUET.

Is Hesbaye Conseil a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 July 2018; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did Hesbaye Conseil make in 2025?

Hesbaye Conseil posted a profit after taxes of € 51,833 in financial year 2025.

What is the revenue of Hesbaye Conseil?

As a small company, Hesbaye Conseil is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 329,349.

How much does an employee at Hesbaye Conseil earn?

The average wage cost per full-time employee at Hesbaye Conseil was € 38,200 in 2025: staff costs of € 183,520 for 4.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Hesbaye Conseil have?

According to the 2025 annual accounts, Hesbaye Conseil has 4.8 full-time equivalents (FTE).

Does Hesbaye Conseil have a website?

Yes, Hesbaye Conseil has a website at assurancewaremme.be.

Hesbaye Conseil (Private Limited) - Waremme

Dossier Hesbaye Conseil, printed on 30 October 2026 from databakkes.be/en/0699697424/hesbaye-conseil. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Shrinking team NBB

FTE fell two years in a row, from 6.9 to 4.8.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Hesbaye Conseil from Waremme, company number BE0699697424, closed financial year 2025 with a result of € 51,833 after tax. For that financial year Hesbaye Conseil recorded a gross margin of € 329,349 and equity of € 140,029. Compared with financial year 2024, the result moved from € -15,788 to € 51,833. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2026.

What it is worth Growing

€ 140,029

▲ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 51,833

▲ still € 15,788 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 94,762

▲ 122% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 35,000 paid out

68 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

4.8

▼ 1.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 183,520

▼ 37% vs 2024

€ 38,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 10,114

▼ 23% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 173,901

▼ 14% vs 2024

€ 26,976 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Taxes and wages

€ 57,243

▼ 24% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2023	2024	2025	Change 2024 → 2025
Revenue	€ 748,025 Revenue 2021: € 748,025 First fiscal year in the series	-	-	-
Gross margin	€ 392,486 Gross margin 2021: € 392,486 First fiscal year in the series	€ 323,189 Gross margin 2023: € 323,189 ▼ 18% vs 2021 (€ 392,486) Unfavourable step	€ 346,310 Gross margin 2024: € 346,310 ▲ 7% vs 2023 (€ 323,189) Favourable step	€ 329,349 Gross margin 2025: € 329,349 ▼ 5% vs 2024 (€ 346,310) Unfavourable step	▼ 5%
Profit after taxes	€ 136,086 Profit after taxes 2021: € 136,086 First fiscal year in the series	€ -11,954 Profit after taxes 2023: € -11,954 ▼ € 148,040 vs 2021 (€ 136,086) Unfavourable step	€ -15,788 Profit after taxes 2024: € -15,788 ▼ € 3,834 vs 2023 (€ -11,954) Unfavourable step	€ 51,833 Profit after taxes 2025: € 51,833 ▲ € 67,621 vs 2024 (€ -15,788) Favourable step	▲ € 67,621
Equity	€ 273,722 Equity 2021: € 273,722 First fiscal year in the series	€ 138,984 Equity 2023: € 138,984 ▼ 49% vs 2021 (€ 273,722) Unfavourable step	€ 123,196 Equity 2024: € 123,196 ▼ 11% vs 2023 (€ 138,984) Unfavourable step	€ 140,029 Equity 2025: € 140,029 ▲ 14% vs 2024 (€ 123,196) Favourable step	▲ 14%
Total debts	€ 339,503 Total debts 2021: € 339,503 First fiscal year in the series	€ 322,913 Total debts 2023: € 322,913 ▼ 5% vs 2021 (€ 339,503) Favourable step	€ 282,471 Total debts 2024: € 282,471 ▼ 13% vs 2023 (€ 322,913) Favourable step	€ 266,144 Total debts 2025: € 266,144 ▼ 6% vs 2024 (€ 282,471) Favourable step	▼ 6%
Cash	€ 259,166 Cash 2021: € 259,166 First fiscal year in the series	€ 120,965 Cash 2023: € 120,965 ▼ 53% vs 2021 (€ 259,166) Unfavourable step	€ 42,774 Cash 2024: € 42,774 ▼ 65% vs 2023 (€ 120,965) Unfavourable step	€ 94,762 Cash 2025: € 94,762 ▲ 122% vs 2024 (€ 42,774) Favourable step	▲ 122%
Land & buildings	€ 212,432 Land & buildings 2021: € 212,432 First fiscal year in the series	€ 212,755 Land & buildings 2023: € 212,755 Unchanged (€ 212,432) Unchanged	€ 196,657 Land & buildings 2024: € 196,657 ▼ 8% vs 2023 (€ 212,755) Unchanged	€ 167,228 Land & buildings 2025: € 167,228 ▼ 15% vs 2024 (€ 196,657) Unchanged	▼ 15%
Retained profit	€ 255,122 Retained profit 2021: € 255,122 First fiscal year in the series	€ 120,384 Retained profit 2023: € 120,384 ▼ 53% vs 2021 (€ 255,122) Unfavourable step	€ 104,596 Retained profit 2024: € 104,596 ▼ 13% vs 2023 (€ 120,384) Unfavourable step	€ 121,429 Retained profit 2025: € 121,429 ▲ 16% vs 2024 (€ 104,596) Favourable step	▲ 16%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 35,000 Dividend 2025: € 35,000 Unchanged (€ 0) Unchanged
Bank debt	€ 261,893 Bank debt 2021: € 261,893 First fiscal year in the series	€ 232,276 Bank debt 2023: € 232,276 ▼ 11% vs 2021 (€ 261,893) Favourable step	€ 201,937 Bank debt 2024: € 201,937 ▼ 13% vs 2023 (€ 232,276) Favourable step	€ 173,901 Bank debt 2025: € 173,901 ▼ 14% vs 2024 (€ 201,937) Favourable step	▼ 14%
Balance sheet total	€ 613,225 Balance sheet total 2021: € 613,225 First fiscal year in the series	€ 461,897 Balance sheet total 2023: € 461,897 ▼ 25% vs 2021 (€ 613,225) Unchanged	€ 405,667 Balance sheet total 2024: € 405,667 ▼ 12% vs 2023 (€ 461,897) Unchanged	€ 406,173 Balance sheet total 2025: € 406,173 Unchanged (€ 405,667) Unchanged
Employees (FTE)	5.1 Employees (FTE) 2021: 5.1 First fiscal year in the series	6.9 Employees (FTE) 2023: 6.9 ▲ 1.8 vs 2021 (5.1) Unchanged	6.5 Employees (FTE) 2024: 6.5 ▼ 0.4 vs 2023 (6.9) Unchanged	4.8 Employees (FTE) 2025: 4.8 ▼ 1.7 vs 2024 (6.5) Unchanged	▼ 1.7

Key figures of Hesbaye Conseil, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Hesbaye Conseil?

What happened at Hesbaye Conseil in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 15, 2026 New annual accounts for financial year 2025: profit of € 51,833. filed late Source: NBB ↗
Jan 1, 2020 New establishment in Saint-Georges-sur-Meuse. KBO
Jul 6, 2018 New establishment in Waremme. KBO
Jul 6, 2018 Start of the company according to the CBE. KBO

In short

From € 136,086 profit in 2021 to € 51,833 profit in 2025.

Paid € 78,088 in corporate taxes since 2021.

Best year ever: 2021, with € 136,086 profit.

On average € 68,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Pierre-Olivier MAQUET 100%

Hesbaye Conseil

Behind Hesbaye Conseil is Pierre-Olivier MAQUET. The shares are held by Pierre-Olivier MAQUET (100%).

Directors

According to the 2025 annual accounts

Pierre-Olivier MAQUET

Managing director

Owns 100% directly

Shareholders

Pierre-Olivier MAQUET · director

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Place Ernest Rongvaux 9 box D0

4300 Waremme

2.298.984.132

Rue Basse Marquet 12

4470 Saint-Georges-sur-Meuse

Active since 1 January 2020

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

EUROPASSUR

€ 62,080 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTP assurancewaremme.be

Technologies

OVH

Hosting & Email

Email provider

Microsoft 365

Hosting

OVH, FR

DNS

OVH DNS

Website info

HTTPS Nee

Languages FR

Features

Security

✗ HTTPS

✓ SPF

✗ DMARC

Details

Company number: 0699.697.424
VAT number: BE 0699.697.424
Registered office: Place Ernest Rongvaux 9 bus D0, 4300 Waremme
Names & denominations: Hesbaye Conseil
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 6 July 2018
Peppol: Not registered
Contact: assurancewaremme.be [email protected]
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗