Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Tim Invest from Thuin, company number BE0699577460, closed financial year 2025 with a result of € 1,145 after tax. For that financial year Tim Invest recorded a gross margin of € 11,742 and equity of € 3,354. Compared with financial year 2024, the result moved from € -455 to € 1,145. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 3,354
▲ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,145
▲ still € 455 loss in 2024
Profit after tax over the fiscal year.
€ 199
▲ 139% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -16,646.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 83,294
▼ 9% vs 2024
€ 9,091 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 400
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,096 | € 9,354 | € 10,543 | € 11,742 | ▲ 11% |
| Profit after taxes | € -74 | € -1,644 | € -455 | € 1,145 | ▲ € 1,600 |
| Equity | € 4,307 | € 2,664 | € 2,209 | € 3,354 | ▲ 52% |
| Total debts | € 120,516 | € 115,421 | € 108,232 | € 100,491 | ▼ 7% |
| Cash | € 1,198 | € 1,176 | € 83 | € 199 | ▲ 139% |
| Land & buildings | € 123,626 | € 116,909 | € 110,191 | € 103,473 | ▼ 6% |
| Retained profit | € -15,693 | € -17,336 | € -17,791 | € -16,646 | ▲ € 1,145 |
| Bank debt | € 106,899 | € 99,275 | € 91,416 | € 83,294 | ▼ 9% |
| Balance sheet total | € 124,824 | € 118,085 | € 110,441 | € 103,845 | ▼ 6% |
Key figures of Tim Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Tim Invest?
What happened at Tim Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,145. Source: NBB ↗
- Ophélie ZENONE became a director. NBB
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 74 loss in 2022 to € 1,145 profit in 2025.
Best year ever: 2025, with € 1,145 profit.
Management
Behind Tim Invest is Ophélie ZENONE.
Directors
According to the 2025 annual accounts
Ophélie ZENONE
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Armand Bury(GOZ) 194 box D
6534 Thuin
Rue Désiré Quenne 6
6110 Montigny-le-Tilleul
Active since 5 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0699.577.460
- VAT number
- BE 0699.577.460
- Registered office
- Rue Armand Bury(GOZ) 194 bus D, 6534 Thuin
- Names & denominations
- Tim Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2018
- Peppol
- Not registered