Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ASSOCIATIEF from Koksijde, company number BE0698971013, closed financial year 2025 with a result of € 1.3 million after tax. For that financial year ASSOCIATIEF recorded a gross margin of € 1.4 million and equity of € 3.1 million. Compared with financial year 2024, the result moved from € 1.4 million to € 1.3 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 3.1 million
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.3 million
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 35,036
▲ 129% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 800,000 paid out
60 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 567,306
▼ 45% vs 2024
€ 425,989 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 13,954
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,049,247 | € 1,172,440 | € 1,483,440 | € 1,362,242 | ▼ 8% |
| Profit after taxes | € 1,012,941 | € 1,128,942 | € 1,442,080 | € 1,324,178 | ▼ 8% |
| Equity | € 1,611,074 | € 1,925,016 | € 2,542,096 | € 3,066,274 | ▲ 21% |
| Total debts | € 1,935,902 | € 1,939,308 | € 1,386,189 | € 881,738 | ▼ 36% |
| Cash | € 46,976 | € 3,658 | € 15,309 | € 35,036 | ▲ 129% |
| Retained profit | € 1,592,524 | € 1,906,466 | € 2,523,546 | € 3,047,724 | ▲ 21% |
| Dividend | € 735,000 | € 815,000 | € 825,000 | € 800,000 | ▼ 3% |
| Bank debt | € 1,599,575 | € 1,473,662 | € 1,027,041 | € 567,306 | ▼ 45% |
| Balance sheet total | € 3,546,976 | € 3,864,324 | € 3,928,284 | € 3,948,011 | ▲ 1% |
Key figures of ASSOCIATIEF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ASSOCIATIEF?
What happened at ASSOCIATIEF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.3 million (▼ 8% vs 2024). Source: NBB ↗
- Nele Debacker stepped down as director. NBB
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
In short
From € 1 million profit in 2022 to € 1.3 million profit in 2025.
Paid € 100,613 in corporate taxes since 2022.
Best year ever: 2024, with € 1.4 million profit.
Paid out € 3.2 million in dividends to the owners in total.
A new publication or filing at ASSOCIATIEF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NOVUM PLANNING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSOCIATIEFBehind ASSOCIATIEF are Bart Vandromme, Jurgen Pylyser, Fabrice Vandecasteele and Dries Willaert. The shares are held by NOVUM PLANNING (14%). It owns 100% of Madou Vandromme Accountancy itself.
Directors
According to the 2025 annual accounts
· until 2025
Shareholders
14%
Participations
Establishments
Establishment units
Physical locations of this company
Albert I Laan(Odk) 174
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0698.971.013
- VAT number
- BE 0698.971.013
- Registered office
- Albert I Laan(Odk) 174, 8670 Koksijde
- Names & denominations
- ASSOCIATIEF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2018
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants