What is the address of S.G.A Prêts Hypothécaires?

The registered office of S.G.A Prêts Hypothécaires is located at Rue de Fooz 27, 4340 Awans.

Is S.G.A Prêts Hypothécaires still active?

Yes. According to the CBE (17 September 2026) S.G.A Prêts Hypothécaires is active, legal situation “Normale toestand”, started on 15 June 2018.

Is S.G.A Prêts Hypothécaires registered on Peppol?

Yes, S.G.A Prêts Hypothécaires is registered on the Peppol network with ID 0208:0697959144.

What is the enterprise number of S.G.A Prêts Hypothécaires?

The enterprise number of S.G.A Prêts Hypothécaires is BE0697959144.

When was S.G.A Prêts Hypothécaires founded?

S.G.A Prêts Hypothécaires was founded on 15 June 2018.

Who are the directors of S.G.A Prêts Hypothécaires?

According to the 2025 annual accounts, the directors of S.G.A Prêts Hypothécaires are: Serge GASPAR.

Is S.G.A Prêts Hypothécaires a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 15 June 2018; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did S.G.A Prêts Hypothécaires make in 2025?

S.G.A Prêts Hypothécaires posted a profit after taxes of € 138,311 in financial year 2025.

What is the revenue of S.G.A Prêts Hypothécaires?

As a small company, S.G.A Prêts Hypothécaires is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 197,944.

Does S.G.A Prêts Hypothécaires have a website?

Yes, S.G.A Prêts Hypothécaires has a website at assurfinans.be.

S.G.A Prêts Hypothécaires (Private Limited) - Awans

Dossier S.G.A Prêts Hypothécaires, printed on 17 September 2026 from databakkes.be/en/0697959144/s-g-a-prets-hypothecaires. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

S.G.A Prêts Hypothécaires from Awans, company number BE0697959144, closed financial year 2025 with a result of € 138,311 after tax. For that financial year S.G.A Prêts Hypothécaires recorded a gross margin of € 197,944 and equity of € 80,245. Compared with financial year 2024, the result moved from € 61,878 to € 138,311. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.

What it is worth Healthy

€ 80,245

▼ 31% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 138,311

▲ 124% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 122,097

▲ 10% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 175,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

Debts at end 2025

Bank debt ≈ 17 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 88,087

▼ 6% vs 2024

€ 5,182 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.

Owed to suppliers

€ 404

▼ 70% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 17,599

▲ € 13,705 vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 59,973 Gross margin 2022: € 59,973 First fiscal year in the series	€ 110,426 Gross margin 2023: € 110,426 ▲ 84% vs 2022 (€ 59,973) Favourable step	€ 105,712 Gross margin 2024: € 105,712 ▼ 4% vs 2023 (€ 110,426) Unfavourable step	€ 197,944 Gross margin 2025: € 197,944 ▲ 87% vs 2024 (€ 105,712) Favourable step	▲ 87%
Profit after taxes	€ 17,277 Profit after taxes 2022: € 17,277 First fiscal year in the series	€ 57,857 Profit after taxes 2023: € 57,857 ▲ 235% vs 2022 (€ 17,277) Favourable step	€ 61,878 Profit after taxes 2024: € 61,878 ▲ 7% vs 2023 (€ 57,857) Favourable step	€ 138,311 Profit after taxes 2025: € 138,311 ▲ 124% vs 2024 (€ 61,878) Favourable step	▲ 124%
Equity	€ 183,082 Equity 2022: € 183,082 First fiscal year in the series	€ 212,704 Equity 2023: € 212,704 ▲ 16% vs 2022 (€ 183,082) Favourable step	€ 116,934 Equity 2024: € 116,934 ▼ 45% vs 2023 (€ 212,704) Unfavourable step	€ 80,245 Equity 2025: € 80,245 ▼ 31% vs 2024 (€ 116,934) Unfavourable step	▼ 31%
Total debts	€ 166,047 Total debts 2022: € 166,047 First fiscal year in the series	€ 157,221 Total debts 2023: € 157,221 ▼ 5% vs 2022 (€ 166,047) Favourable step	€ 220,385 Total debts 2024: € 220,385 ▲ 40% vs 2023 (€ 157,221) Unfavourable step	€ 278,845 Total debts 2025: € 278,845 ▲ 27% vs 2024 (€ 220,385) Unfavourable step	▲ 27%
Cash	€ 96,995 Cash 2022: € 96,995 First fiscal year in the series	€ 112,532 Cash 2023: € 112,532 ▲ 16% vs 2022 (€ 96,995) Favourable step	€ 111,128 Cash 2024: € 111,128 ▼ 1% vs 2023 (€ 112,532) Unfavourable step	€ 122,097 Cash 2025: € 122,097 ▲ 10% vs 2024 (€ 111,128) Favourable step	▲ 10%
Land & buildings	€ 10,659 Land & buildings 2022: € 10,659 First fiscal year in the series	€ 10,659 Land & buildings 2023: € 10,659 Unchanged (€ 10,659) Unchanged	€ 10,659 Land & buildings 2024: € 10,659 Unchanged (€ 10,659) Unchanged	€ 10,659 Land & buildings 2025: € 10,659 Unchanged (€ 10,659) Unchanged
Retained profit	€ 162,622 Retained profit 2022: € 162,622 First fiscal year in the series	€ 194,104 Retained profit 2023: € 194,104 ▲ 19% vs 2022 (€ 162,622) Favourable step	€ 98,334 Retained profit 2024: € 98,334 ▼ 49% vs 2023 (€ 194,104) Unfavourable step	€ 61,645 Retained profit 2025: € 61,645 ▼ 37% vs 2024 (€ 98,334) Unfavourable step	▼ 37%
Dividend	€ 42,000 Dividend 2022: € 42,000 First fiscal year in the series	€ 28,235 Dividend 2023: € 28,235 ▼ 33% vs 2022 (€ 42,000) Unchanged	€ 157,647 Dividend 2024: € 157,647 ▲ € 129,412 vs 2023 (€ 28,235) Unchanged	€ 175,000 Dividend 2025: € 175,000 ▲ 11% vs 2024 (€ 157,647) Unchanged	▲ 11%
Bank debt	€ 103,632 Bank debt 2022: € 103,632 First fiscal year in the series	€ 98,450 Bank debt 2023: € 98,450 ▼ 5% vs 2022 (€ 103,632) Favourable step	€ 93,269 Bank debt 2024: € 93,269 ▼ 5% vs 2023 (€ 98,450) Favourable step	€ 88,087 Bank debt 2025: € 88,087 ▼ 6% vs 2024 (€ 93,269) Favourable step	▼ 6%
Balance sheet total	€ 349,129 Balance sheet total 2022: € 349,129 First fiscal year in the series	€ 369,925 Balance sheet total 2023: € 369,925 ▲ 6% vs 2022 (€ 349,129) Unchanged	€ 337,320 Balance sheet total 2024: € 337,320 ▼ 9% vs 2023 (€ 369,925) Unchanged	€ 359,090 Balance sheet total 2025: € 359,090 ▲ 6% vs 2024 (€ 337,320) Unchanged	▲ 6%

Key figures of S.G.A Prêts Hypothécaires, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to S.G.A Prêts Hypothécaires?

What happened at S.G.A Prêts Hypothécaires in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 15, 2026 New annual accounts for financial year 2025: profit of € 138,311 (▲ 124% vs 2024). Source: NBB ↗
2022 Serge GASPAR became a director. NBB
Jun 15, 2018 New establishment in Awans. KBO
Jun 15, 2018 Start of the company according to the CBE. KBO

In short

From € 17,277 profit in 2022 to € 138,311 profit in 2025.

Paid € 96,842 in corporate taxes since 2022.

Best year ever: 2025, with € 138,311 profit.

Paid out € 402,882 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at S.G.A Prêts Hypothécaires? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Serge GASPAR

S.G.A Prêts Hypothécaires

Behind S.G.A Prêts Hypothécaires is Serge GASPAR.

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Directors

According to the 2025 annual accounts

Serge GASPAR

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Fooz 27

4340 Awans

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS assurfinans.be

Technologies

ApacheFont AwesomeGoogle AnalyticsGoogle FontsGoogle Tag Manager

Hosting & Email

Email provider

Self-hosted

Hosting

CELESTE-AS CELESTE - Internet services provider, FR

Website info

HTTPS Ja

Indexable pages 25

Languages FR

Features

Ads Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number: 0697.959.144
VAT number: BE 0697.959.144
Registered office: Rue de Fooz 27, 4340 Awans
Names & denominations: S.G.A Prêts Hypothécaires · S.G.A
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 15 June 2018
Peppol: Active · Active since 7 Nov 2025
Contact: assurfinans.be

View on CBE Public ↗ Annual accounts (NBB) ↗