Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Apotheek De Sutter Isabel from Lochristi, company number BE0697940734, closed financial year 2025 with a result of € 227,041 after tax. For that financial year Apotheek De Sutter Isabel recorded a gross margin of € 545,527 and equity of € 32,726. Compared with financial year 2024, the result moved from € 222,201 to € 227,041. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 21, 2026.
€ 32,726
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 227,041
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 119,943
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 220,000 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
2.3
▲ 1.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 144,884
▲ 96% vs 2024
€ 63,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,941
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 301,429
▼ 22% vs 2024
€ 88,654 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 84,626
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,052
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 463,104 | € 447,798 | € 477,047 | € 545,527 | ▲ 14% |
| Profit after taxes | € 192,876 | € 180,504 | € 222,201 | € 227,041 | ▲ 2% |
| Equity | € 158,653 | € 235,957 | € 25,685 | € 32,726 | ▲ 27% |
| Total debts | € 994,050 | € 810,326 | € 1,041,072 | € 796,092 | ▼ 24% |
| Cash | € 312,692 | € 176,014 | € 241,831 | € 119,943 | ▼ 50% |
| Retained profit | € 140,053 | € 217,357 | € 7,085 | € 14,126 | ▲ 99% |
| Dividend | € 400,000 | € 100,000 | € 430,000 | € 220,000 | ▼ 49% |
| Bank debt | € 578,375 | € 477,572 | € 388,787 | € 301,429 | ▼ 22% |
| Balance sheet total | € 1,152,703 | € 1,046,283 | € 1,066,756 | € 828,818 | ▼ 22% |
| Employees (FTE) | 2 | 2.1 | 1.2 | 2.3 | ▲ 1.1 |
Key figures of Apotheek De Sutter Isabel, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Apotheek De Sutter Isabel?
What happened at Apotheek De Sutter Isabel in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 227,041 (▲ 2% vs 2024). Source: NBB ↗
- New establishment in Lochristi. KBO
- Isabel De Sutter became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 192,876 profit in 2022 to € 227,041 profit in 2025.
Paid € 244,472 in corporate taxes since 2022.
Best year ever: 2025, with € 227,041 profit.
On average € 237,200 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Apotheek De Sutter Isabel is Isabel De Sutter.
Directors
According to the 2025 annual accounts
Isabel De Sutter
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Pauwstraat 8
9080 Lochristi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
KNOWNSRV, GB
Website info
Features
Security
Details
- Company number
- 0697.940.734
- VAT number
- BE 0697.940.734
- Registered office
- Pauwstraat 8, 9080 Lochristi
- Names & denominations
- Apotheek De Sutter Isabel
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2018
- Peppol
- Active · Active since 23 Nov 2025
- Contact
- apotheekdesutterisabel.be
- Activities · NACE
Detailhandel in farmaceutische producten