Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAPACLOTHING from Charleroi, company number BE0697916582, closed financial year 2025 with a result of € -25,359 after tax. For that financial year CAPACLOTHING recorded a gross margin of € 31,970 and equity of € 14,478. Compared with financial year 2024, the result moved from € 7,232 to € -25,359. The company made a loss. The buffer shrank hard: equity is 64 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 14,478
▼ 64% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,359
▼ still € 7,232 profit in 2024
Profit after tax over the fiscal year.
€ 3,949
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 8,278.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 42,837
▼ 20% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 12,537
Loans from banks and other lenders, long and short.
€ 28,763
▲ € 25,055 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,089
▼ 26% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 70,474 | € 78,426 | € 77,515 | € 31,970 | ▼ 59% |
| Profit after taxes | € 374 | € 1,285 | € 7,232 | € -25,359 | ▼ € 32,591 |
| Equity | € 31,320 | € 32,605 | € 39,837 | € 14,478 | ▼ 64% |
| Total debts | € 142,661 | € 127,585 | € 80,614 | € 98,092 | ▲ 22% |
| Cash | € 17,790 | € 8,303 | € 51,737 | € 3,949 | ▼ 92% |
| Land & buildings | € 10,805 | € 8,470 | € 6,365 | € 5,391 | ▼ 15% |
| Retained profit | € 25,120 | € 26,405 | € 33,637 | € 8,278 | ▼ 75% |
| Bank debt | € 0 | € 0 | € 0 | € 12,537 | |
| Balance sheet total | € 173,981 | € 160,189 | € 120,451 | € 112,570 | ▼ 7% |
Key figures of CAPACLOTHING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAPACLOTHING?
What happened at CAPACLOTHING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,359 (▼ € 32,591 vs 2024). filed late Source: NBB ↗
- STEPHANIE RICHARD became a director. NBB
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 374 profit in 2022 to € 25,359 loss in 2025.
Paid € 7,379 in corporate taxes since 2022.
Best year ever: 2024, with € 7,232 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAPACLOTHING is STEPHANIE RICHARD.
Directors
According to the 2025 annual accounts
STEPHANIE RICHARD
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Avenue Paul Pastur 78
6032 Charleroi
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0697.916.582
- VAT number
- BE 0697.916.582
- Registered office
- Avenue Paul Pastur 78, 6032 Charleroi
- Names & denominations
- CAPACLOTHING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 2018
- Peppol
- Active · Active since 10 Dec 2025
- Activities · NACE
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