Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
TEO-Training from Beveren-Kruibeke-Zwijndrecht, company number BE0697679725, closed financial year 2025 with a result of € -433,888 after tax. For that financial year TEO-Training recorded a gross margin of € 69,862 and equity of € 979,579. Compared with financial year 2024, the result moved from € -305,941 to € -433,888. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 979,579
▲ € 1.1 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -433,888
▼ 42 % more loss than in 2024
Profit after tax over the fiscal year.
€ 870,076
▲ € 838,390 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -667,421.
People and assets in 2025
€ 169,121
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,014
▲ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 563,947
▼ 28% vs 2024
€ 109,452 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 134,639
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,112
▼ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 507,371 | € 93,030 | € 186,326 | € 69,862 | ▼ 63% |
| Profit after taxes | € 137,603 | € -430,154 | € -305,941 | € -433,888 | ▼ € 127,947 |
| Equity | € 750,894 | € 270,073 | € -86,534 | € 979,579 | ▲ € 1.1 million |
| Total debts | € 687,858 | € 1,170,652 | € 1,164,362 | € 865,187 | ▼ 26% |
| Cash | € 111,358 | € 157,726 | € 31,686 | € 870,076 | ▲ € 838,390 |
| Retained profit | € 502,561 | € 72,407 | € -233,534 | € -667,421 | ▼ € 433,888 |
| Bank debt | € 339,012 | € 673,515 | € 782,561 | € 563,947 | ▼ 28% |
| Balance sheet total | € 1,438,752 | € 1,440,725 | € 1,077,828 | € 1,844,766 | ▲ 71% |
| Employees (FTE) | 2.8 | 2 | - | - |
Key figures of TEO-Training, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TEO-Training?
What happened at TEO-Training in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 433,888. filed late Source: NBB ↗
- BABERIC BV became a director. NBB
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 137,603 profit in 2022 to € 433,888 loss in 2025.
Paid € 115 in corporate taxes since 2022.
Best year ever: 2022, with € 137,603 profit.
On average € 46,500 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TEO-Training are Leftbank Consulting BV, Bien2B BV and BABERIC BV. BABERIC BV is also behind VB BETON BELGIUM, Better and Bolder Beton Concepts, IMMO GVD, Flora World International and iTraceiT.
Directors
According to the 2025 annual accounts
Director · represented by Piet VERGUTS
Director · represented by Sabien VANDERSTAPPEN
Director · represented by Eric VAN ZUIJLEN
Also active at: VB BETON BELGIUM, Better and Bolder Beton Concepts, IMMO GVD, Flora World International, iTraceiT, ALSIC INVEST, JET-CAR INVEST, LOQUAL +3 more
since 2025
Establishments
Establishment units
Physical locations of this company
Schaarbeekstraat(MEL) 42A
9120 Beveren-Kruibeke-Zwijndrecht
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0697.679.725
- VAT number
- BE 0697.679.725
- Registered office
- Schaarbeekstraat(MEL) 42A, 9120 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- TEO-Training · TEO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 2018
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten
Ontwerpen van computerprogramma’s
Gegevensverwerking, webhosting en aanverwante activiteiten
Ontwerpen en programmeren van computerprogramma's
Overige onderwijsondersteunende dienstverlening
Activiteiten van webportalen
Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten
Beheer van computerfaciliteiten
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