Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
Financials
Financial year 2025
A&M RENOVATION from Sint-Pieters-Woluwe, company number BE0697566590, closed financial year 2025 with a result of € 10,986 after tax. For that financial year A&M RENOVATION recorded a gross margin of € 27,431 and equity of € -1,217. Compared with financial year 2024, the result moved from € -11,534 to € 10,986. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -1,217
▲ € 10,986 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,986
▲ still € 11,534 loss in 2024
Profit after tax over the fiscal year.
€ 5,261
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1,317.
People and assets in 2025
€ 8,698
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,622
▼ 24% vs 2024
€ 2,236 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 11,138
▲ 158% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,045
▼ 57% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,280 | € 3,160 | € -3,741 | € 27,431 | ▲ € 31,172 |
| Profit after taxes | € 146 | € -1,734 | € -11,534 | € 10,986 | ▲ € 22,519 |
| Equity | € 1,065 | € -669 | € -12,203 | € -1,217 | ▲ € 10,986 |
| Total debts | € 7,928 | € 8,758 | € 32,419 | € 31,349 | ▼ 3% |
| Cash | € 2,306 | € 2,023 | € 4,587 | € 5,261 | ▲ 15% |
| Retained profit | € 965 | € -769 | € -12,303 | € -1,317 | ▲ € 10,986 |
| Bank debt | € 0 | € 0 | € 8,754 | € 6,622 | ▼ 24% |
| Balance sheet total | € 8,993 | € 8,089 | € 20,217 | € 30,132 | ▲ 49% |
Key figures of A&M RENOVATION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&M RENOVATION?
What happened at A&M RENOVATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,986. Source: NBB ↗
- Amandio DA COSTA GONÇALVES MONTEIRO became a director. NBB
- Mauro de Jesus FERNANDES PORFORIO became a director. NBB
- New establishment in Sint-Pieters-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 146 profit in 2022 to € 10,986 profit in 2025.
Paid € 3,228 in corporate taxes since 2022.
Best year ever: 2025, with € 10,986 profit.
A new publication or filing at A&M RENOVATION? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&M RENOVATION are Amandio DA COSTA GONÇALVES MONTEIRO and Mauro de Jesus FERNANDES PORFORIO.
Directors
According to the 2025 annual accounts
Amandio DA COSTA GONÇALVES MONTEIRO
Director
since 2023
Mauro de Jesus FERNANDES PORFORIO
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Bosstraat 100
1150 Sint-Pieters-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0697.566.590
- VAT number
- BE 0697.566.590
- Registered office
- Bosstraat 100, 1150 Sint-Pieters-Woluwe
- Names & denominations
- A&M RENOVATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 2018
- Peppol
- Active · Active since 17 Nov 2025
- Activities · NACE
Stukadoorswerk
Installatie van isolatie
Overige reiniging van gebouwen; industriële reiniging
Detailhandel in onderdelen en accessoires van motorvoertuigen
Plaatsen van vloer- en wandtegels
Plaatsen van vloerbedekking en wandbekleding van hout
Isolatiewerkzaamheden
Gevelreiniging