Financials
Financial year 2025
FURNESS UNDERWRITING EUROPE from Elsene, company number BE0696787325, closed financial year 2025 with a result of € 208,097 after tax. For that financial year FURNESS UNDERWRITING EUROPE recorded revenue of € 3.5 million and equity of € 720,957. Compared with financial year 2024, the result moved from € 494,493 to € 208,097. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 720,957
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 208,097
▼ 58% vs 2024
Profit after tax over the fiscal year.
€ 865,446
▼ 6% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 477,235 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0.8
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,796
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 479,438
▲ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 552,421
▼ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,282,915 | € 5,029,423 | € 3,680,462 | € 3,534,513 | ▼ 4% |
| Gross margin | € 2,950,298 | € 2,254,595 | € 1,780,007 | € 1,555,878 | ▼ 13% |
| Profit after taxes | € 1,874,535 | € 648,336 | € 494,493 | € 208,097 | ▼ 58% |
| Equity | € 2,433,665 | € 1,782,001 | € 990,095 | € 720,957 | ▼ 27% |
| Total debts | € 1,270,396 | € 723,774 | € 999,653 | € 1,615,042 | ▲ 62% |
| Cash | € 1,995,642 | € 1,133,743 | € 925,184 | € 865,446 | ▼ 6% |
| Retained profit | € 2,415,115 | € 1,763,451 | € 971,545 | € 702,407 | ▼ 28% |
| Dividend | € 300,000 | € 1,300,000 | € 1,286,399 | € 477,235 | ▼ 63% |
| Balance sheet total | € 3,704,061 | € 2,505,775 | € 1,989,747 | € 2,335,999 | ▲ 17% |
| Employees (FTE) | - | 0 | 0.9 | 0.8 | ▼ 0.1 |
Key figures of FURNESS UNDERWRITING EUROPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FURNESS UNDERWRITING EUROPE?
What happened at FURNESS UNDERWRITING EUROPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 208,097 (▼ 58% vs 2024). Source: NBB ↗
- Vittorio Schirru became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
- Bernardo Gozzi became a director. NBB
In short
From € 1.9 million profit in 2022 to € 208,097 profit in 2025.
Paid € 1.2 million in corporate taxes since 2022.
Best year ever: 2022, with € 1.9 million profit.
Paid out € 3.4 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FURNESS UNDERWRITING EUROPE are Vittorio Schirru and Bernardo Gozzi.
Directors
According to the 2025 annual accounts
Vittorio Schirru
Director
since 2025
Bernardo Gozzi
Administrateur Statutaire
since 2018
Establishments
Establishment units
Physical locations of this company
Marsveldplein 5
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.787.325
- VAT number
- BE 0696.787.325
- Registered office
- Marsveldplein 5, 1050 Elsene
- Names & denominations
- FURNESS UNDERWRITING EUROPE · FU EUROPE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 May 2018
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige zakelijke dienstverlening, neg