Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HypoMaxa from Brasschaat, company number BE0696738825, closed financial year 2025 with a result of € 9,552 after tax. For that financial year HypoMaxa recorded a gross margin of € 16,668 and equity of € -23,130. Compared with financial year 2024, the result moved from € -18,817 to € 9,552. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 27, 2026.
€ -23,130
▼ € 5,448 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,552
▲ still € 18,817 loss in 2024
Profit after tax over the fiscal year.
€ 85
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,983 | € -11,944 | € -18,355 | € 16,668 | ▲ € 35,023 |
| Profit after taxes | € -17,680 | € -9,493 | € -18,817 | € 9,552 | ▲ € 28,369 |
| Equity | € 10,628 | € 1,134 | € -17,682 | € -23,130 | ▼ € 5,448 |
| Total debts | € 35,202 | € 7,338 | € 18,599 | € 26,458 | ▲ 42% |
| Cash | € 2,196 | € 2,098 | € 691 | € 85 | ▼ 88% |
| Retained profit | € 4,428 | € -5,066 | € -23,882 | € -29,330 | ▼ € 5,448 |
| Dividend | € 0 | € 0 | € 0 | € 15,000 | |
| Balance sheet total | € 45,830 | € 8,472 | € 917 | € 3,328 | ▲ 263% |
Key figures of HypoMaxa, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HypoMaxa?
What happened at HypoMaxa in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,552. Source: NBB ↗
- Astrid Zwaenepoel became a director. NBB
- Edyta Lupinska stepped down as director. NBB
- New establishment in Lochristi. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,680 loss in 2022 to € 9,552 profit in 2025.
Paid € 5,950 in corporate taxes since 2022.
Best year ever: 2025, with € 9,552 profit.
Paid out € 15,000 in dividends to the owners in total.
A new publication or filing at HypoMaxa? We notify you, reason included.
Follow HypoMaxaDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HypoMaxa is Astrid Zwaenepoel. Astrid Zwaenepoel is also behind HypoZeta and Hypolapy.
Establishments
Establishment units
Physical locations of this company
Kenislei 21
2930 Brasschaat
Antwerpse Steenweg 85
9080 Lochristi
Active since 24 May 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.738.825
- VAT number
- BE 0696.738.825
- Registered office
- Kenislei 21, 2930 Brasschaat
- Names & denominations
- HypoMaxa
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 May 2018
- Peppol
- Not registered
- Activities · NACE
Algemene bouw van residentiële gebouwen
Overige niet-gespecialiseerde detailhandel
Algemene bouw van andere niet-residentiële gebouwen
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Plaatsen van vloer- en wandtegels
Detailhandel via postorderbedrijven of via internet