Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
Financials
Financial year 2025
JRM CONCEPT from Ans, company number BE0696715663, closed financial year 2025 with a result of € 4,082 after tax. For that financial year JRM CONCEPT recorded a gross margin of € 56,627 and equity of € -393. Compared with financial year 2024, the result moved from € -9,115 to € 4,082. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ -393
▲ € 4,082 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,082
▲ still € 9,115 loss in 2024
Profit after tax over the fiscal year.
€ 10,701
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -6,593.
People and assets in 2025
€ 48,596
▲ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 423
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3,445
▼ 62% vs 2024
Loans from banks and other lenders, long and short.
€ 22,513
▲ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,884
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,634 | € 507 | € 32,687 | € 56,627 | ▲ 73% |
| Profit after taxes | € -4,712 | € -17,795 | € -9,115 | € 4,082 | ▲ € 13,197 |
| Equity | € 22,435 | € 4,640 | € -4,475 | € -393 | ▲ € 4,082 |
| Total debts | € 39,222 | € 19,038 | € 28,243 | € 39,137 | ▲ 39% |
| Cash | € 37,102 | € 13,600 | - | € 10,701 | |
| Retained profit | € 16,235 | € -1,560 | € -10,675 | € -6,593 | ▲ € 4,082 |
| Dividend | € 15,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 20,957 | € 13,571 | € 9,092 | € 3,445 | ▼ 62% |
| Balance sheet total | € 61,657 | € 23,678 | € 23,768 | € 38,744 | ▲ 63% |
Key figures of JRM CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JRM CONCEPT?
What happened at JRM CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,082. Source: NBB ↗
- New establishment in Ans. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,712 loss in 2022 to € 4,082 profit in 2025.
Paid € 2,639 in corporate taxes since 2022.
Best year ever: 2025, with € 4,082 profit.
Paid out € 15,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Petite Ville 26
4432 Ans
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.715.663
- VAT number
- BE 0696.715.663
- Registered office
- Rue Petite Ville 26, 4432 Ans
- Names & denominations
- JRM CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 May 2018
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Plaatsen van vloer- en wandtegels
Detailhandel in wand- en vloertegels
Handelsbemiddeling in de groothandel in andere specifieke goederen
Bouwrijp maken van terreinen
Bouw van autowegen en andere wegen