Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
M-INVEST MANAGEMENT from Schaarbeek, company number BE0696688840, closed financial year 2025 with a result of € -32,150 after tax. For that financial year M-INVEST MANAGEMENT recorded a gross margin of € 5,955 and equity of € -56,676. Compared with financial year 2024, the result moved from € -37,322 to € -32,150. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -56,676
▼ € 32,150 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,150
▲ 14 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,623
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -75,276.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 42,198
▼ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 72,965
▼ 31% vs 2024
€ 34,667 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,646
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,364
▼ 34% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 43,654 | € 61,961 | € 30,362 | € 5,955 | ▼ 80% |
| Profit after taxes | € 12,870 | € -10,246 | € -37,322 | € -32,150 | ▲ € 5,172 |
| Equity | € 23,042 | € 12,796 | € -24,526 | € -56,676 | ▼ € 32,150 |
| Total debts | € 98,984 | € 175,374 | € 162,494 | € 133,060 | ▼ 18% |
| Cash | € 4,223 | € 26,444 | € 11,133 | € 10,623 | ▼ 5% |
| Retained profit | € 4,442 | € -5,804 | € -43,126 | € -75,276 | ▼ € 32,150 |
| Bank debt | € 68,376 | € 103,400 | € 105,136 | € 72,965 | ▼ 31% |
| Balance sheet total | € 122,026 | € 188,170 | € 137,968 | € 76,384 | ▼ 45% |
Key figures of M-INVEST MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M-INVEST MANAGEMENT?
What happened at M-INVEST MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 32,150. Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 12,870 profit in 2022 to € 32,150 loss in 2025.
Paid € 2,426 in corporate taxes since 2022.
Best year ever: 2022, with € 12,870 profit.
A new publication or filing at M-INVEST MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind M-INVEST MANAGEMENT is Cédric Marchand. Cédric Marchand is also behind FIRST CONSEIL.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Achille Detiennestraat 9 box 2
1030 Schaarbeek
Achille Detiennestraat 9 box 2.8
1030 Schaarbeek
Active since 23 May 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0696.688.840
- VAT number
- BE 0696.688.840
- Registered office
- Achille Detiennestraat 9 bus 2, 1030 Schaarbeek
- Names & denominations
- M-INVEST MANAGEMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 May 2018
- Peppol
- Active · Active since 21 Feb 2025
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)