Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
64 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
BELCAT RENOVATION from Etterbeek, company number BE0695504945, closed financial year 2025 with a result of € -2,675 after tax. For that financial year BELCAT RENOVATION recorded a gross margin of € -1,040 and equity of € -7,283. Compared with financial year 2024, the result moved from € -8,735 to € -2,675. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ -7,283
▼ € 2,675 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,675
▲ 69 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7,284.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,432
▲ € 1,172 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,773 | € 510 | € -8,331 | € -1,040 | ▲ € 7,291 |
| Profit after taxes | € 1,614 | € -721 | € -8,735 | € -2,675 | ▲ € 6,060 |
| Equity | € 4,848 | € 4,127 | € -4,608 | € -7,283 | ▼ € 2,675 |
| Total debts | € 7,817 | € 4,274 | € 5,885 | € 8,636 | ▲ 47% |
| Cash | € 3,733 | € 1,551 | - | - | |
| Retained profit | € 4,847 | € 4,126 | € -4,609 | € -7,284 | ▼ € 2,675 |
| Balance sheet total | € 12,666 | € 8,401 | € 1,277 | € 1,354 | ▲ 6% |
Key figures of BELCAT RENOVATION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BELCAT RENOVATION?
What happened at BELCAT RENOVATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,675. Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,614 profit in 2022 to € 2,675 loss in 2025.
Best year ever: 2022, with € 1,614 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BELCAT RENOVATION is Carlos Manuel MONTEIRO CARDOSO.
Directors
According to the 2025 annual accounts
Carlos Manuel MONTEIRO CARDOSO
Director
Establishments
Establishment units
Physical locations of this company
Louis Schmidtlaan 119
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 64 companies are registered at this address.
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+59 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0695.504.945
- VAT number
- BE 0695.504.945
- Registered office
- Louis Schmidtlaan 119, 1040 Etterbeek
- Names & denominations
- BELCAT RENOVATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 2018
- Peppol
- Active · Active since 3 Apr 2026
- Activities · NACE
Overige bouwinstallatie
Overige bouwinstallatie, n.e.g.
Overige werkzaamheden in verband met de afwerking van gebouwen