Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VA & PI from Charleroi, company number BE0695498611, closed financial year 2025 with a result of € 24,227 after tax. For that financial year VA & PI recorded a gross margin of € 111,692 and equity of € -62,432. Compared with financial year 2024, the result moved from € -55,376 to € 24,227. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ -62,432
▲ € 24,227 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 24,227
▲ still € 55,376 loss in 2024
Profit after tax over the fiscal year.
€ 7,557
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -78,282.
People and assets in 2025
€ 69,415
▼ 26% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,539
▼ 71% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,870
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 53,975
▼ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,744
▼ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 104,787 | € 94,906 | € 58,196 | € 111,692 | ▲ 92% |
| Profit after taxes | € -40,631 | € -48,476 | € -55,376 | € 24,227 | ▲ € 79,603 |
| Equity | € 16,844 | € -31,283 | € -86,659 | € -62,432 | ▲ € 24,227 |
| Total debts | € 139,883 | € 183,456 | € 217,632 | € 118,220 | ▼ 46% |
| Cash | € 9,727 | € 17,598 | € 14,915 | € 7,557 | ▼ 49% |
| Land & buildings | € 3,945 | € 5,370 | € 4,987 | € 4,603 | ▼ 8% |
| Retained profit | € 1,344 | € -47,133 | € -102,509 | € -78,282 | ▲ € 24,227 |
| Bank debt | € 0 | € 2,975 | € 26,233 | € 15,870 | ▼ 40% |
| Balance sheet total | € 156,726 | € 152,173 | € 130,973 | € 55,788 | ▼ 57% |
Key figures of VA & PI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VA & PI?
What happened at VA & PI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 24,227. Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 40,631 loss in 2022 to € 24,227 profit in 2025.
Paid € 623 in corporate taxes since 2022.
Best year ever: 2025, with € 24,227 profit.
Establishments
Establishment units
Physical locations of this company
Rue de Villers 432
6010 Charleroi
Rue Emile Tumelaire 43
6000 Charleroi
Active since 9 July 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0695.498.611
- VAT number
- BE 0695.498.611
- Registered office
- Rue de Villers 432, 6010 Charleroi
- Names & denominations
- VA & PI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 2018
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
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