Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CREDENCE & PARTNERS from Sint-Gillis (bij-Brussel), company number BE0694945018, closed financial year 2025 with a result of € -360 after tax. For that financial year CREDENCE & PARTNERS recorded a gross margin of € 14,919 and equity of € -53,957. Compared with financial year 2024, the result moved from € 1,729 to € -360. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -53,957
▼ € 360 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -360
▼ still € 1,729 profit in 2024
Profit after tax over the fiscal year.
€ 198
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -66,357.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 177,352
▼ 6% vs 2024
€ 11,852 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 1,900
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 14,744 | € 12,556 | € 17,314 | € 14,919 | ▼ 14% |
| Profit after taxes | € -3,007 | € -5,658 | € 1,729 | € -360 | ▼ € 2,090 |
| Equity | € -49,668 | € -55,326 | € -53,596 | € -53,957 | ▼ € 360 |
| Total debts | € 279,699 | € 276,462 | € 238,856 | € 230,646 | ▼ 3% |
| Cash | € 220 | € 613 | € 410 | € 198 | ▼ 52% |
| Land & buildings | € 229,810 | € 220,523 | € 184,850 | € 176,491 | ▼ 5% |
| Retained profit | € -62,068 | € -67,726 | € -65,996 | € -66,357 | ▼ € 360 |
| Bank debt | € 216,233 | € 205,523 | € 188,866 | € 177,352 | ▼ 6% |
| Balance sheet total | € 230,030 | € 221,136 | € 185,260 | € 176,689 | ▼ 5% |
Key figures of CREDENCE & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDENCE & PARTNERS?
What happened at CREDENCE & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 360 (▼ € 2,090 vs 2024). filed late Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,007 loss in 2022 to € 360 loss in 2025.
Best year ever: 2024, with € 1,729 profit.
A new publication or filing at CREDENCE & PARTNERS? We notify you, reason included.
Follow CREDENCE & PARTNERSDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CREDENCE & PARTNERS is RAJU REGMI.
Directors
According to the 2025 annual accounts
RAJU REGMI
Director
Establishments
Establishment units
Physical locations of this company
Munthofstraat 31
1060 Sint-Gillis (bij-Brussel)
Elsense Steenweg 232
1050 Elsene
Active since 2 May 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0694.945.018
- VAT number
- BE 0694.945.018
- Registered office
- Munthofstraat 31, 1060 Sint-Gillis (bij-Brussel)
- Names & denominations
- CREDENCE & PARTNERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2018
- Peppol
- Not registered