Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B & M Invest from Antwerpen, company number BE0694936011, closed financial year 2025 with a result of € -65,855 after tax. For that financial year B & M Invest recorded a gross margin of € -8,023 and equity of € 13,777. Compared with financial year 2024, the result moved from € -60,903 to € -65,855. The company made a loss. The buffer shrank hard: equity is 83 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 13,777
▼ 83% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -65,855
▼ 8 % more loss than in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 7,577.
Debts at end 2025
€ 610,623
▲ 5% vs 2024
Loans from banks and other lenders, long and short.
€ 27,931
▲ 4% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 132,209 | € -10,471 | € -25,594 | € -8,023 | ▲ € 17,571 |
| Profit after taxes | € 90,761 | € -18,846 | € -60,903 | € -65,855 | ▼ € 4,952 |
| Equity | € 159,381 | € 140,535 | € 79,632 | € 13,777 | ▼ 83% |
| Total debts | € 448,548 | € 571,395 | € 757,897 | € 827,866 | ▲ 9% |
| Cash | € 25,722 | € 0 | € 266 | € 0 | ▼ 100% |
| Retained profit | € 153,181 | € 134,335 | € 73,432 | € 7,577 | ▼ 90% |
| Bank debt | € 337,540 | € 398,195 | € 580,000 | € 610,623 | ▲ 5% |
| Balance sheet total | € 607,928 | € 711,930 | € 837,529 | € 841,643 |
Key figures of B & M Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to B & M Invest?
What happened at B & M Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 65,855. Source: NBB ↗
- MOUAID KHOUCHABA became a director. NBB
- BULENT YARAMIS became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,761 profit in 2022 to € 65,855 loss in 2025.
Paid € 26,357 in corporate taxes since 2022.
Best year ever: 2022, with € 90,761 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind B & M Invest are MOUAID KHOUCHABA and BULENT YARAMIS. BULENT YARAMIS is also behind ELM.
Directors
According to the 2025 annual accounts
MOUAID KHOUCHABA
Director
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Ringlaan 89
2170 Antwerpen
Mechelsesteenweg 1
2018 Antwerpen
Active since 19 July 2018
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0694.936.011
- VAT number
- BE 0694.936.011
- Registered office
- Ringlaan 89, 2170 Antwerpen
- Names & denominations
- B & M Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2018
- Peppol
- Active · Active since 29 Dec 2025