Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LO-DI-SE from Houyet, company number BE0694712416, closed financial year 2025 with a result of € -250 after tax. For that financial year LO-DI-SE recorded a gross margin of € -214 and equity of € 186,605. Compared with financial year 2024, the result moved from € -64 to € -250. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 186,605
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -250
▼ 289 % more loss than in 2024
Profit after tax over the fiscal year.
€ 219
▲ € 215 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 86,605.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,936
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,977 | € -1,206 | € -466 | € -214 | ▲ € 252 |
| Profit after taxes | € -2,942 | € 40,198 | € -64 | € -250 | ▼ € 186 |
| Equity | € 146,722 | € 186,920 | € 186,856 | € 186,605 | |
| Total debts | € 80,511 | € 40,320 | € 39,269 | € 40,186 | ▲ 2% |
| Cash | € 3,398 | € 295 | € 4 | € 219 | ▲ € 215 |
| Retained profit | € 46,722 | € 86,920 | € 86,856 | € 86,605 | |
| Bank debt | € 9,384 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 227,233 | € 227,240 | € 226,125 | € 226,792 |
Key figures of LO-DI-SE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LO-DI-SE?
What happened at LO-DI-SE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 250. filed late Source: NBB ↗
- New establishment in Houyet. KBO
- LAURENT ROUARD became a director. NBB
- SEBASTIEN ROUARD became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,942 loss in 2022 to € 250 loss in 2025.
Best year ever: 2023, with € 40,198 profit.
Management
Behind LO-DI-SE are LAURENT ROUARD and SEBASTIEN ROUARD. It owns 100% of LA FAMILLIALE itself.
Directors
According to the 2025 annual accounts
LAURENT ROUARD
Manager
since 2018
since 2018
Establishments
Establishment units
Physical locations of this company
Camping 2
5560 Houyet
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0694.712.416
- VAT number
- BE 0694.712.416
- Registered office
- Camping 2, 5560 Houyet
- Names & denominations
- LO-DI-SE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 2018
- Peppol
- Not registered