Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NAF INVEST from Verviers, company number BE0693779731, closed financial year 2025 with a result of € 34,255 after tax. For that financial year NAF INVEST recorded a gross margin of € 58,318 and equity of € 40,792. Compared with financial year 2024, the result moved from € 5,355 to € 34,255. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 40,792
▲ € 34,255 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,255
▲ € 28,900 vs 2024
Profit after tax over the fiscal year.
€ 34,513
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 34,592.
Debts at end 2025
€ 2,944
▼ 70% vs 2024
Loans from banks and other lenders, long and short.
€ 13,354
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 15,243
▲ € 11,960 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,131 | € 18,289 | € 22,890 | € 58,318 | ▲ 155% |
| Profit after taxes | € 2,457 | € 7,215 | € 5,355 | € 34,255 | ▲ € 28,900 |
| Equity | € -6,034 | € 1,181 | € 6,536 | € 40,792 | ▲ € 34,255 |
| Total debts | € 67,204 | € 78,179 | € 122,983 | € 122,441 | |
| Cash | € 6,326 | € 9,664 | € 27,750 | € 34,513 | ▲ 24% |
| Retained profit | € -12,234 | € -5,019 | € 336 | € 34,592 | ▲ € 34,255 |
| Bank debt | € 23,392 | € 16,718 | € 9,903 | € 2,944 | ▼ 70% |
| Balance sheet total | € 61,170 | € 79,360 | € 129,519 | € 163,233 | ▲ 26% |
Key figures of NAF INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAF INVEST?
What happened at NAF INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,255 (▲ € 28,900 vs 2024). Source: NBB ↗
- Charlotte Liegeois became a director. NBB
- New establishment in Herve. KBO
- Laurent Defour became a director. NBB
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,457 profit in 2022 to € 34,255 profit in 2025.
Paid € 7,301 in corporate taxes since 2022.
Best year ever: 2025, with € 34,255 profit.
A new publication or filing at NAF INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NAF INVEST are Laurent Defour and Charlotte Liegeois.
Directors
According to the 2025 annual accounts
Laurent Defour
Director
since 2022
Charlotte Liegeois
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Clos Blanc 11
4802 Verviers
Avenue Jean Lambert 12
4801 Verviers
Active since 1 April 2018
Place du Marché 24
4651 Herve
Active since 1 October 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0693.779.731
- VAT number
- BE 0693.779.731
- Registered office
- Clos Blanc 11, 4802 Verviers
- Names & denominations
- NAF INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 March 2018
- Peppol
- Active · Active since 12 Jun 2025
- Activities · NACE
Activiteiten van wasserettes en wassalons ten behoeve van particulieren